VILLARICA PAWNSHOP began as a single proprietorship established by MRS. PAZ R. VILLARICA, a jeweler from Meycauayan, Bulacan, It was established sometime in May 1954 at 616 P. Paterno St., Quiapo, Manila. As years go by, the management of VILLARICA PAWNSHOP, INC. decided to established branches in different parts of Metro Manila to maintain its […]Visit site
VILLARICA PAWNSHOP began as a single proprietorship established by MRS. PAZ R. VILLARICA, a jeweler from Meycauayan, Bulacan, It was established sometime in May 1954 at 616 P. Paterno St., Quiapo, Manila.
As years go by, the management of VILLARICA PAWNSHOP, INC. decided to established branches in different parts of Metro Manila to maintain its competitiveness and market share in the industry with other leading pawnshops and has put its allied sister company such as H. VILLARICA PAWNSHOP, INC., HL VILLARICA PAWNSHOP, INC. and HRV VILLARICA PAWNSHOP, INC. While most of its branches are located within Metro Manila area, it has established its business presence in other provinces such as Bulacan, Laguna, Cavite and other parts of Luzon, Visayas and Mindanao. As of June 2014, it is operating more than six hundred branches to serve the needs of its clients.
The management of VILLARICA PAWNSHOP, INC. has adopted a credit policy designed to maximize and provide utmost service to its clients. The interest rate of any particular branch is determined by the competition within the area where the branch is located. While pawnshops are allowed to collect service charge from its clients, we have refrained from doing so. We have also adopted the standard one-month term for all our loans in addition to the 90-day reglamentary grace period within which to pay the loan and redeem the pawned items of our clients.
Interest Rates: 4% – 6% per month
– gold, diamond, and platinum jewelry
– laptop computers.
The service charge: None
Payment terms: Up to 4 months
Approval time: Up to 2 hours
|Min. financing amount||₱10000|
|Max. financing amount||Up to ₱100000|
|Min. loan tenure||1 months|
|Max. loan tenure||4 months|
|Interest rate||4% - 6%|
|Approval duration||Up to 24 hours|
|TERM||1 months||2 months||3 months||4 months||4 months|
|One time setup|
|Disbursement & misc. fee|
|Late payment charges|
|Min. salary requirement||₱ gross per month|
|Guarantor / Collateral requirement||Yes|
|Need to open linked banked account?||Yes|
The Bank does not accept household appliances, phones, or designer bags as collateral, unlike some Pawnshops. In addition, the Bank has interest rates-3% or 4% per month, and in pawn shops, interest rates usually range from 2% to 4% per month and the Bank requires proof of solvency.
The maximum term is 4 months.
To obtain a Pawn loan, you need a document proving your identity and the jewelry left as a collateral. No other documents are required.
The Pawnshop will sell your jewelry.
|Full company name||Villarica Pawnshop Inc|
|Address||Gen Romulo Ave cor Gen. Malvar Ave Araneta Center Cubao, Quezon City|
|Phone number||(02) 555-6077|
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