Villarica Pawnshop

VILLARICA PAWNSHOP began as a single proprietorship established by MRS. PAZ R. VILLARICA, a jeweler from Meycauayan, Bulacan, It was established sometime in May 1954 at 616 P. Paterno St., Quiapo, Manila. On August 23, 1980, Mrs. Paz R. Villarica died and the surviving heirs decided to put up a corporation to continue its business […]

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Villarica Pawnshop Inc https://upfinance.com/app/uploads/2020/01/Без-названия-8.png
Gen Romulo Ave cor Gen. Malvar Ave Araneta Center Cubao, Quezon City
(02) 555-6077, inquiries@villaricapawnshop.com
Interest rate 4% - 6%
Loan tenure from 1 to 4 months
Approval duration Up to 24 hours
Min. monthly income

VILLARICA PAWNSHOP began as a single proprietorship established by MRS. PAZ R. VILLARICA, a jeweler from Meycauayan, Bulacan, It was established sometime in May 1954 at 616 P. Paterno St., Quiapo, Manila. On August 23, 1980, Mrs. Paz R. Villarica died and the surviving heirs decided to put up a corporation to continue its business operation under the name VILLARICA PAWNSHOP, INC. which was duly registered with the Securities and Exchange Commission on January 5, 1981. As years go by, the management of VILLARICA PAWNSHOP, INC. decided to established branches in different parts of Metro Manila to maintain its competitiveness and market share in the industry with other leading pawnshops and has put its allied sister company such as H. VILLARICA PAWNSHOP, INC., HL VILLARICA PAWNSHOP, INC. and HRV VILLARICA PAWNSHOP, INC. While most of its branches are located within Metro Manila area, it has established its business presence in other provinces such as Bulacan, Laguna, Cavite and other parts of Luzon, Visayas and Mindanao. As of June 2014, it is operating more than six hundred branches to serve the needs of its clients.

The management of VILLARICA PAWNSHOP, INC. has adopted a credit policy designed to maximize and provide utmost service to its clients. Our interest rate varies from as low as 4% per month, the latter being the standard rate of the majority of pawnshops. The interest rate of any particular branch is determined by the competition within the area where the branch is located. While pawnshops are allowed to collect service charge from its clients, we have refrained from doing so. We have also adopted the standard one-month term for all our loans in addition to the 90-day reglamentary grace period within which to pay the loan and redeem the pawned items of our clients.

Product Features

Min. financing amount ₱10000
Max. financing amount Up to ₱100000
Min. loan tenure 1 months
Max. loan tenure 4 months
Interest rate 4% - 6%
Approval duration Up to 24 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 months 2 months 3 months 4 months 4 months
LOAN AMOUNT ₱50000 ₱50000 ₱50000 ₱50000 ₱50000
FEE 4% 4% 4% 4% 4%
INTEREST AMOUNT ₱167 ₱333 ₱500 ₱667 ₱667
TOTAL REPAYMENT ₱50167 ₱50333 ₱50500 ₱50667 ₱50667

Fees & Charges

One time setup
Processing fee
Stamp duty
Disbursement & misc. fee
Annual fee
Other fees
Penalties
Early settlement
Late payment charges
Other penalties

Eligibility

Age requirement
Employment eligibility
Min. salary requirement ₱ gross per month
Guarantor / Collateral requirement Yes

Other Requirements

Need to open linked banked account? Yes
Other details

FAQ

You need to follow the link and register on the company website. After registration you will be available credit limits

The loan can be received by any adult person who has a telephone and a document for identification.

There are many companies in the market that you can turn to, so we advise you to give preference to several organizations in order to be able to choose from several organizations.

Of course! But it has various consequences. But we by no means advise doing so.

Contacts

Full company name Villarica Pawnshop Inc
Address Gen Romulo Ave cor Gen. Malvar Ave Araneta Center Cubao, Quezon City
Phone number (02) 555-6077
E-mail inquiries@villaricapawnshop.com
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User rating

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