The company is engaged in marketing, servicing and collecting loans in accordance with the U.S. Securities and Exchange Commission. It also provides an opportunity not only to get a loan, but also to invest. The system offers customers to combine all their debts into one.Visit site
Vidalia is a credit and financial institution that provides loans on mutually beneficial terms. The company began its activities in October 2008 in the Philippines. Since then, Vidalia has been helping people in short-term financing every day. Among the most common services are personal loans, salary loans and loans for small businesses.
The peculiarity of the organization lies in the system of equal lending. This is a modern financial technology, characterized by the absence of a traditional intermediary. The company's activities are limited to finding borrowers and investors. This scheme allows Videlia to set the interest rate lower than the bank, and people to help each other by investing in loans. In 2019, borrowers receive loans ranging from 5 000 to 500 000 pounds sterling. The loan repayment period starts from 3 and ends 12 months later. Interest rate varies from 4% to 6%.
It's easy to get a loan in Vidalia. To do this, go to the home page of the company's website, fill out an online application form and wait for a response.
Step 1. Submitting an application
At this stage you need to fill out a questionnaire about yourself. Questions should include information on the type of employment, income and other personal information.
Step 2. Waiting for a response
Not later than 24 hours after the application form, the team of the financial center will contact the borrower. Here is the process of discussing the questionnaire. A qualified specialist will assess the creditworthiness and give an answer. If the loan is approved, some more personal information will be required.
Step 3. Signing the documents
After approval of the loan, the parties need to discuss the terms and ways of repayment of the loan. It takes place in the official office of Vidalia, which is open every weekday. There the parties sign a contract, and the borrower receives a check.
It’s easy to answer how convenient and functional online applications are. First, it saves time. Customers do not have to queue up or be on the phone for a long time. It is enough to spend 10 minutes to fill out personal information. Then the employee of the company will contact you.
Second, transparency. The site contains all the information about the legality of the activity. It is available and set out in plain language.
Third, the service. All Vidalia specialists are decent, sociable and highly qualified. They will certainly discuss and explain all the nuances of the transaction.
For ten years of active work, Vidalia has successfully established itself in the Philippine financial market. Today, the company has more than 16 000 happy borrowers and more than 500 loan investors.
Why do creditors choose the company so often?
Safety. Vidalia works exclusively within the law. All personal data is protected and not given to anyone.
When the parties sign a contract, the borrower receives a check with the date. Using this check, the loan is paid. Monthly or every two months. Minimum and maximum limits for the provision of a loan for the term - from three months to a year.
You can also pay off the debt through a deposit. After its creation payment is made through deposit banks. Another way is through a company collector on a daily or weekly basis at the discretion.
If the client feels that he will not be able to pay the amount of money within the specified time, it is important to inform the organization in advance. Then Vidalia will review the contract and will do everything possible to find a suitable payment schedule.
In the absence of payment and notification of this - the company will charge a penalty, which is prescribed in the contract.
Contact the financial organization "Vidalia" is possible not only via the Internet. The company's head office is located in the Philippines at Summit One Tower Unit 601 33rd Floor, 530 Shaw Blvd, Mandaluyong, 1552 Metro Manila. Work schedule from Monday to Friday from 8 a.m. to 5 p.m. Before the visit, be sure to call the office and make an appointment.
|Min. financing amount||₱5000|
|Max. financing amount||Up to ₱500000|
|Min. loan tenure||2 months|
|Max. loan tenure||12 months|
|Interest rate||0.6% - 0.6%|
|Approval duration||Up to 24 hours|
|TERM||2 months||3 months||4 months||5 months||12 months|
|One time setup|
|Disbursement & misc. fee||N/A|
|Early settlement||no information|
|Late payment charges||no information|
|Other penalties||no information|
|Age requirement||from 21 to 40 years old|
|Employment eligibility||Filipinos, lives Metro Manila, Permanent employee, Entrepreneurs with a store working at least 1 year|
|Min. salary requirement||₱15000 gross per month|
|Guarantor / Collateral requirement||No|
|Need to open linked banked account?||Yes|
You need to follow the link and register on the company website. After registration you will be available credit limits
The loan can be received by any adult person who has a telephone and a document for identification.
There are many companies in the market that you can turn to, so we advise you to give preference to several organizations in order to be able to choose from several organizations.
Of course! But it has various consequences. But we by no means advise doing so.
|Full company name||Vidalia Lending Corp|
|Address||Summit One Tower #530 Shaw Boulevard Mandaluyong City, Metro Manila 1552|
|Phone number||(02)5342556 | (02)7180358 | (02)5345482 | +63 998 959 9656|
they provides me great ideas i get loan for car and they guide me that which kind of service will be best for me..The leadership team is solid. Great atmosphere to learn and grow personally along with the company.