Vidalia Lending Corporation

Investing in Personal Loans and Business Loans Our peer to peer lending platform with manage feature avoids the risk and work of direct lending. Vidalia secures your capital while earning great returns. Money from investors are accepted and ready to lend to borrowers → The Loan funds are release to the approved loans (lite, personal, […]

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Vidalia Lending Corporation https://upfinance.com/app/uploads/2020/03/fae25a5eeac38ac2a7d8de5b71b4e375_400x400.jpeg
Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, Metro Manila 1552
(02) 8534 2556 (02) 7718-0358 (02) 534 5482,
Interest rate 4% - 15%
Loan tenure from 1 to 24 months
Approval duration Up to 24 hours
Min. monthly income1

Investing in Personal Loans and Business Loans

Our peer to peer lending platform with manage feature avoids the risk and work of direct lending. Vidalia secures your capital while earning great returns.
Money from investors are accepted and ready to lend to borrowers → The Loan funds are release to the approved loans (lite, personal, salary, business loans).

How Loan investing works

1. Open an account. Creating an account is fast and simple. Apply online from anywhere.
2. Fund the account. Transfer as little as ₱5,000 to Vidalia Lending account by cash or check, mobile or online banking.
3. Received confirmation. Email confirmation after account activation. Option for postal mail delivered to your address available.
4. Earning. Get your capital + earnings on loan maturity date. Premium account enjoy monthly pay deposited to your bank.

Benefits of manage peer to peer Lending

Investing in the loans and your money secured by Vidalia gives you stability and solid cash returns.

  • 2%-18% Loan investment returns. Our typical loan investors are earning 1.0%-1.50% per month or roughly 18% per year.
  • Capital protected. Your money invested on the loans secured by Vidalia Lending. No worries if borrowers are delayed on payments.
  • Automatic Monthly cash flow. Enjoy regular cash flow if you opt for higher loan investments. Monthly/Quarterly earnings deposited to your bank account.
  • Salary loan

    Rates:  From 6.00% per month
    Minimum loan amount: 20 000 PHP
    Maximum loan amount: 50 000 PHP
    Payment terms: 2 - 12 months
    Minimum monthly income (minimum): 15 000 PHP
    Processing Fee: 5%

    Personal loan

    Rates:  From 6.00% per month
    Minimum loan amount: 20 000 PHP
    Maximum loan amount: 100 000 PHP
    Payment terms: 2 - 12 months
    Approval time: 1-5 banking days
    Processing Fee: 5%

    Lite loan

    Rates:  From 15% per month
    Minimum loan amount: 2 000 PHP
    Maximum loan amount: 15 000 PHP
    Payment terms: Up to 2 months
    Approval time: 24 hours
    Processing Fee: 7%

    Business loan

    Rates:  From 4.00% per month
    Minimum loan amount: 100 000 PHP
    Maximum loan amount: 500 000 PHP
    Payment terms: 2 - 12 months

    Small business loan

    Rates:  From 5.00% per month
    Minimum loan amount: 20 000 PHP
    Maximum loan amount: 100 000 PHP
    Payment terms: 2 - 12 months
    Approval time: 3-5 banking days
    Processing Fee: 5%

    Product Features

    Min. financing amount ₱10000
    Max. financing amount Up to ₱10000000
    Min. loan tenure 1 months
    Max. loan tenure 24 months
    Interest rate 4% - 15%
    Approval duration Up to 24 hours
    Debt consolidation Yes

    Example of calculating interest and loan payments

    TERM 1 months 2 months 3 months 4 months 24 months
    LOAN AMOUNT ₱5000000 ₱5000000 ₱5000000 ₱5000000 ₱5000000
    FEE 4% 4% 4% 4% 4%
    INTEREST AMOUNT ₱16667 ₱33333 ₱50000 ₱66667 ₱400000
    TOTAL REPAYMENT ₱5016667 ₱5033333 ₱5050000 ₱5066667 ₱5400000

    Fees & Charges

    One time setup
    Processing fee
    Stamp duty
    Disbursement & misc. fee
    Annual fee
    Other fees
    Penalties
    Early settlement
    Late payment charges
    Other penalties

    Eligibility

    Age requirement
    Employment eligibility
    Min. salary requirement ₱ gross per month
    Guarantor / Collateral requirement Yes

    Other Requirements

    Need to open linked banked account? Yes
    Other details

    FAQ

    Contacts

    Full company name Vidalia Lending Corporation
    Address Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, Metro Manila 1552
    Phone number (02) 8534 2556 (02) 7718-0358 (02) 534 5482
    E-mail
    Social networks

    User rating

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