Upstart
Our mission is to enable effortless credit based on true risk. Why? Because credit really matters. Money is a fundamental ingredient of life, and unless you’re one of the few percent of Americans with significant wealth, the price of borrowing affects you every day. Throughout history, affordable credit has been central to unlocking mobility and […]
Visit site
Our mission is to enable effortless credit based on true risk. Why? Because credit really matters. Money is a fundamental ingredient of life, and unless you’re one of the few percent of Americans with significant wealth, the price of borrowing affects you every day. Throughout history, affordable credit has been central to unlocking mobility and opportunity.
A Smarter Personal loan
Rates:Â 6.53% APR - 35.99% APR
Minimum loan amount: 50 000 PHP
Maximum loan amount: 2 500 000 PHP
Payment terms: From 3 to 5 years
Approval time: 1-5 banking days
Home loan
Rates:Â 6.53% APR - 35.99% APR
Minimum loan amount: 50 000 PHP
Maximum loan amount: 2 500 000 PHP
Payment terms: From 3 to 5 years
Approval time: 1-5 banking days
Product Features
| Min. financing amount | ₱1000 |
| Max. financing amount | Up to ₱30000 |
| Min. loan tenure | 1 months |
| Max. loan tenure | 24 months |
| Interest rate | 0.58% - 3% |
| Approval duration | Up to 24 hours |
| Debt consolidation | Yes |
Example of calculating interest and loan payments
| TERM | 1 months | 2 months | 3 months | 4 months | 24 months |
| LOAN AMOUNT | ₱15000 | ₱15000 | ₱15000 | ₱15000 | ₱15000 |
| FEE | 0.58% | 0.58% | 0.58% | 0.58% | 0.58% |
| INTEREST AMOUNT | ₱7 | ₱15 | ₱22 | ₱29 | ₱174 |
| TOTAL REPAYMENT | ₱15007 | ₱15015 | ₱15022 | ₱15029 | ₱15174 |
Fees & Charges
| One time setup | |
| Processing fee | |
| Stamp duty | |
| Disbursement & misc. fee | |
| Annual fee | |
| Other fees | |
| Penalties | |
| Early settlement | |
| Late payment charges | |
| Other penalties | |
Eligibility
| Age requirement | |
| Employment eligibility | |
| Min. salary requirement | ₱ gross per month |
| Guarantor / Collateral requirement | Yes |
Other Requirements
| Need to open linked banked account? | Yes |
| Other details |
FAQ
Contacts
| Full company name | Upstart Network, Inc. |
| Address | |
| Phone number | support@upstart.com. |
| Social networks |