SMJ Pawnshop in the Philippines
Pawning Interest Rates: 3% – 7% per month Pawn: – gold, diamond, and platinum jewelry – watches – cellphones – laptop computers. The service charge: 1% of the principal loan, but not exceeding Php5 Payment terms: Up to 4 months Approval time: Up to 2 hours Calculate loan Fast Cash Loan Send an application Find out […]
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Pawning
Interest Rates: 3% – 7% per month
Pawn:
– gold, diamond, and platinum jewelry
– watches
– cellphones
– laptop computers.
The service charge: 1% of the principal loan, but not exceeding Php5
Payment terms: Up to 4 months
Approval time: Up to 2 hours
Calculate loanFast Cash Loan
Find out about your chance to get a loan online.
Interest Rate 0% up to 10 000 PHP for each new client!
Interest Rate 11.9% per month up to 25 000 PHP
Minimum Loan Amount: 1 000 PHP
Maximum loan amount: 25 000 PHP
Product Features
| Min. financing amount | ₱5000 |
| Max. financing amount | Up to ₱50000 |
| Min. loan tenure | 1 months |
| Max. loan tenure | 3 months |
| Interest rate | 3% - 7% |
| Approval duration | Up to 2 hours |
| Debt consolidation | Yes |
Example of calculating interest and loan payments
| TERM | 1 months | 2 months | 3 months | 4 months | 3 months |
| LOAN AMOUNT | ₱25000 | ₱25000 | ₱25000 | ₱25000 | ₱25000 |
| FEE | 3% | 3% | 3% | 3% | 3% |
| INTEREST AMOUNT | ₱63 | ₱125 | ₱188 | ₱250 | ₱188 |
| TOTAL REPAYMENT | ₱25063 | ₱25125 | ₱25188 | ₱25250 | ₱25188 |
Other Requirements
| Need to open linked banked account? | Yes |
FAQ
The Bank does not accept household appliances, phones, or designer bags as collateral, unlike some Pawnshops. In addition, the Bank has interest rates-3% or 4% per month, and in pawn shops, interest rates usually range from 2% to 4% per month and the Bank requires proof of solvency.
Send an applicationThe maximum term is 4 months.
Send an applicationTo obtain a Pawn loan, you need a document proving your identity and the jewelry left as a collateral. No other documents are required.
Send an applicationThe Pawnshop will sell your Pawn.
Send an applicationContacts
| Full company name | SMJ Pawnshop |
| Address | Lot 10 Capri Access Rd, KM21 West Service Rd, Cupang |
| Phone number | +63 2 659 7019 |
| Social networks |
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