SMJ Pawnshop in the Philippines

Pawning Interest Rates: 3% – 7% per month Pawn: – gold, diamond, and platinum jewelry – watches – cellphones – laptop computers. The service charge: 1% of the principal loan, but not exceeding Php5 Payment terms: Up to 4 months Approval time: Up to 2 hours Calculate loan  

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SMJ Pawnshop https://upfinance.com/app/uploads/2020/02/Без-названия-15.png
Lot 10 Capri Access Rd, KM21 West Service Rd, Cupang
+63 2 659 7019,
Interest rate 3% - 7%
Loan tenure from 1 to 3 months
Approval duration Up to 2 hours
Min. monthly income1

Pawning

Interest Rates: 3% – 7% per month
Pawn:
– gold, diamond, and platinum jewelry
– watches
– cellphones
– laptop computers.
The service charge: 1% of the principal loan, but not exceeding Php5
Payment terms: Up to 4 months
Approval time: Up to 2 hours

Calculate loan

 

Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Product Features

Min. financing amount ₱5000
Max. financing amount Up to ₱50000
Min. loan tenure 1 months
Max. loan tenure 3 months
Interest rate 3% - 7%
Approval duration Up to 2 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 months 2 months 3 months 4 months 3 months
LOAN AMOUNT ₱25000 ₱25000 ₱25000 ₱25000 ₱25000
FEE 3% 3% 3% 3% 3%
INTEREST AMOUNT ₱63 ₱125 ₱188 ₱250 ₱188
TOTAL REPAYMENT ₱25063 ₱25125 ₱25188 ₱25250 ₱25188

Other Requirements

Need to open linked banked account? Yes

FAQ

The Bank does not accept household appliances, phones, or designer bags as collateral, unlike some Pawnshops. In addition, the Bank has interest rates-3% or 4% per month, and in pawn shops, interest rates usually range from 2% to 4% per month and the Bank requires proof of solvency.

The maximum term is 4 months.

To obtain a Pawn loan, you need a document proving your identity and the jewelry left as a collateral. No other documents are required.

The Pawnshop will sell your Pawn.

Contacts

Full company name SMJ Pawnshop
Address Lot 10 Capri Access Rd, KM21 West Service Rd, Cupang
Phone number +63 2 659 7019
E-mail
Social networks

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