RD Pawnshop
RD Pawnshop, Inc. was founded 43 years ago specifically on June 09, 1976. Today, its Head Office is located in #96 Gov. MC Cuenco, Banilad, Cebu City handling 611 branches all over the country. Over 42 yrs in the pawning, jewelry selling business and over the years revolved to cater other services such as bills […]
Visit site
RD Pawnshop, Inc. was founded 43 years ago specifically on June 09, 1976. Today, its Head Office is located in #96 Gov. MC Cuenco, Banilad, Cebu City handling 611 branches all over the country.
Over 42 yrs in the pawning, jewelry selling business and over the years revolved to cater other services such as bills payments, insurance, local and international money remittances such as Western Union and others.
Pawning
Rates: 3% per month
Pawn:
- Gold Jewelries
- Gold Bars
The service charge: 1% of the principal loan, but not exceeding Php5
Payment terms: Up to 4 months
Approval time: Up to 2 hours
Fast Way to Pawn with RD Pawnshop
1. Appraiser correctly appraise the item(s) to the highest appraisal value.
2. New Loan Teller transacts your item online.
3. Customer receives pledge loan receipt.
4. Cash Teller releases your cash.
5. Customer hands in the Pledge Loan Pawn Ticket.
6. Renewal or Redemption Teller computes the exact charges.
7. For Renewal - Customer receives the newly issued Pledge Loan Pawn Ticket.
8. For Redemption - Teller receives the item from the Vault Custodian and releases the untouched and sealed plastic container of the valued item.
RD Pawnshop offers a hassle-free service to the customers and one of which is our added service to help our customer to renew their expiring Pledge Loan Anywhere.
Product Features
| Min. financing amount | ₱10000 |
| Max. financing amount | Up to ₱100000 |
| Min. loan tenure | 1 months |
| Max. loan tenure | 4 months |
| Interest rate | 3% - 3% |
| Approval duration | Up to 24 hours |
| Debt consolidation | Yes |
Example of calculating interest and loan payments
| TERM | 1 months | 2 months | 3 months | 4 months | 4 months |
| LOAN AMOUNT | ₱50000 | ₱50000 | ₱50000 | ₱50000 | ₱50000 |
| FEE | 3% | 3% | 3% | 3% | 3% |
| INTEREST AMOUNT | ₱125 | ₱250 | ₱375 | ₱500 | ₱500 |
| TOTAL REPAYMENT | ₱50125 | ₱50250 | ₱50375 | ₱50500 | ₱50500 |
Fees & Charges
| One time setup | |
| Processing fee | |
| Stamp duty | |
| Disbursement & misc. fee | |
| Annual fee | |
| Other fees | |
| Penalties | |
| Early settlement | |
| Late payment charges | |
| Other penalties | |
Eligibility
| Age requirement | |
| Employment eligibility | |
| Min. salary requirement | ₱ gross per month |
| Guarantor / Collateral requirement | Yes |
Other Requirements
| Need to open linked banked account? | Yes |
| Other details | We accept the following: 1. Gold Jewelries a. Necklaces b. Rings c. Pendants d. Earrings e. Bracelets 2. Gold Bars |
FAQ
Contacts
| Full company name | RD Pawnshop |
| Address | 328 J. P. Rizal St, Marikina, 1810 Metro Manila |
| Phone number | info@rdpawnshop.com |
| +63 32 345 6992 / 416 1190 | |
| Social networks |
|