PSSLAI – Public Safety Savings and Loan Association Inc in the Philippines

For more than 16 years, PSSLAI kept its commitment to serve and protect those who serve and protect. It all started on July 1, 2003. With the separation of the Philippine National Police (PNP) from the Armed Forces of the Philippines (AFP) and pursuant to Republic Act 8367 (an Act Providing for the Regulation of […]

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PSSLAI - Public Safety Savings and Loan Association Inc https://upfinance.com/app/uploads/2019/12/With-Shadow-web1.png
CORPORATE OFFICE 524 EDSA Cubao, Quezon City
(02) 8705-2100 Smart: 0998 962-2081 Sun: 0925 545-7493 Globe: 0917 856-7443 , customercare@psslai.com
Interest rate 0.58% - 2%
Loan tenure from 3 to 240 months
Approval duration Up to 120 hours
Min. monthly income

Head Office

CORPORATE OFFICE 524 EDSA Cubao, Quezon City

Product Features

Min. financing amount ₱ 20000
Max.financing amount ₱ 20000000
Min. loan tenure 3 months
Max. loan tenure 240 months

Credit

Real Estate Loan

Interest Rates:  From 7% APR
Minimum loan amount: 500 000 PHP
Maximum loan amount: Up to 80% of assessed value
Payment terms: Up to 20 years
Approval time: 5 banking days

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AFFORDALOAN

Interest Rates:  From 12% APR
Maximum loan amount: 100 000 PHP
Payment terms: Up to 5 years
Approval time: 1 banking day

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Car loan

Interest Rates:  From 18% APR
Requirements:  Quotation from Car or Vehicle Dealer
Loan amount: Loan must be fully secured with 100% PSSLAI deposit/investment
Payment terms: Up to 60 months
Approval time: 1 banking day
Down payment: As low as 5% of purchase price

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Salary loan

Interest Rates:  From 12% APR
Minimum loan amount: 20 000 PHP
Maximum loan amount: Loan up to 12 times worth your Monthly Salary
Payment terms: Up to 60 months
Approval time: 1 banking day

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Pension loan

Interest Rates:  From 12% APR
Maximum loan amount: 1 800 000 PHP
Payment terms: Up to 60 months
Approval time: 1 – 3 banking days

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Universal (Emergency) loan

Interest Rates:  9% APR
Maximum loan amount: Loan up to 12 times worth your Monthly Salary
Payment terms: Up to 60 months
Approval time: 1 – 3 banking days

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Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

FAQ

No, the car is your property from the moment of purchase.

Minimum down payment is 5%.

Documents confirming income and identification are the main requirements for obtaining a car loan.
Application form with filled in fields.
Copy of Passport or any ID ( SSS ID, Driver’s License, Voter’s ID)
Working borrowers must submit documents: certificates from the place of work or COE, a copy of payslip for 2 months, income tax return from BIR or ITR within 1 year.
Self-employed applicants must submit documents: a copy of the ITR with THE bir stamp , a copy of registration with the DTI or SEC, and a copy of financial statements for a period of at least 2 years .
After buying a car, you need to pay for insurance.

Initial registration is usually done by agents, so you get a copy of OR / CR. You must remember that the initial registration is valid for 3 years, so after that you need to renew it annually in LTO.

No

The longest loan period is 20 years.

There is no single solution. If you need the lowest monthly payment, then take loan for the maximum possible period. If you are not sure that you will have a consistently high income, then take as little time as possible.

On average, initial approval of an Universal credit application can be done from 10 minutes to 1 day, depending on the bank. Final approval takes on average from 24 hours to 5 days. You just need to make sure your documents are completed when you submit them.

Credit funds can be issued immediately after the application is approved or 1-3 banking days after a successful phone check.

You do not require any collateral or guarantor to apply for an Universal loan.

Contacts

Full company name PSSLAI - Public Safety Savings and Loan Association Inc
Address CORPORATE OFFICE 524 EDSA Cubao, Quezon City
Phone number (02) 8705-2100 Smart: 0998 962-2081 Sun: 0925 545-7493 Globe: 0917 856-7443
E-mail customercare@psslai.com
Social networks

For more than 16 years, PSSLAI kept its commitment to serve and protect those who serve and protect. It all started on July 1, 2003. With the separation of the Philippine National Police (PNP) from the Armed Forces of the Philippines (AFP) and pursuant to Republic Act 8367 (an Act Providing for the Regulation of the Organization and Operation of Non-Stock Savings and Loan Associations which mandated that an Association shall confine its membership to a well-defined group of persons and shall not transact business with the general public), the Public Safety Savings and Loan Association, Inc. (PSSLAI) was founded to uphold the best interest of the public safety sector. The company is dedicated to serving the members of the PNP and the Bureau of Fire Protection (BFP).
With only 24 employees, 54 million pesos as start-up capital, and a ground floor office at the Kiangan Hall in Camp Crame, PSSLAI invested on excellent service and innovative technology. The company created products and services with the satisfaction and financial well-being of the public safety personnel in mind. PSSLAI offers loans with the lowest interest rates in the industry with guaranteed no hidden charges while simultaneously integrating a wide array of investment opportunities with high income on savings and investment products.

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5 months ago

Will be back here again!

Reliable lending Institution

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