The financial service company, which is controlled by the Philippine Securities and Exchange Commission (SEC). Perajet offers fast, short-term online loans to individuals.Visit site
Microfinance company PeraJet issues loans for various purposes. Loyalty requirements are imposed to borrowers: Philippine citizenship, age from 20 years, solvency. The company’s activities are governed by legislative documents. The organization works under the supervision of the SEC (Philippine Securities and Exchange Commission).
The company is actively exploring the financial market, developing new, effective offers for its customers. The organization collaborates with European partners WJA Investments. Individuals and legal entities, individual entrepreneurs can use the services. Lending terms are extremely simple and clear, prescribed in the contract.
Interest Rates: 40,6% per month
Minimum loan amount: 5 000 PHP
Maximum loan amount: 35 000 PHP
Payment terms: 3 – 6 months
Approval time: 1 hour
Citizens of the Philippines, who turned 20 years old at the time of the transaction can draw up a loan. Applicants for a loan must have a regular income, documented, and not have arrears. All requirements imposed to borrowers are written in the questionnaire. To get a loan, you should prepare such documents:
These are the main identifiers. The company may request certificates confirming the client’s solvency: certificate of employment (income for the last 6 months), an extract from the salary card, details of a savings or credit card.
PeraJet specialists are constantly improving the quality of service, introducing technical innovations. The advantages of the service include:
Decisions on issuing a loan are made within 24 hours from the moment of sending the application. You will be notified immediately of the result. Money can be obtained in cash at the company’s office or by transfer to a bank card through the Rocket Money service. If the client has any questions, it’s possible to get answers by calling the phone number in the Philippines (02) 398 5065.
The organization holds a leading position in the financial market of the Philippines. Feedback on the company’s activities is mostly positive. Terms of cooperation are developed individually for each client. Arguments for PeraJet:
Before you submit documents, you should consider a few nuances. If you already have a valid loan in PeraJet, you will not be able to draw up a new one. Credit history is checked. If you have current debts (especially overdue) in other financial institutions, the chance to get a loan is small.
You can choose a convenient way to pay off debt. The loan can be returned in equal parts. Payments must be made before the date specified in the contract. The company cooperates with reliable payment services: coins.ph, TouchPay, UCPB. You can check the status of the loan, the remaining amount and other data in your personal account on the official website. There is a possibility of early repayment of debt without commissions and fines.
|Head office||Manila, Pasig, Meralko Avenue, 30, Ayala Mall, 2nd floor|
|Corporate office||Manila, Pasig, San Antonio Street, 3, of. Barangay Center Capitol, 4th floor|
|Min. financing amount||₱5000|
|Max. financing amount||Up to ₱35000|
|Min. loan tenure||3 months|
|Max. loan tenure||6 months|
|Interest rate||40.6% - 45%|
|Approval duration||Up to 24 hours|
|TERM||3 months||4 months||5 months||6 months||6 months|
|One time setup|
|Disbursement & misc. fee||N/A|
|Early settlement||no information|
|Late payment charges||2% of the loan amount for each day of overdue|
|Other penalties||no information|
|Need to open linked banked account?||Yes|
You need to register on our website. Then log in with your username and password and fill out our online application. After that, attach copies of documents to the application.
The longest loan period is 6 months.
PeraJet will check the loan application within 24 hours. after the loan is approved, the funds will be transferred to your Bank account via Instapay
|Full company name||PERAJET LENDING CORPORATION|
|Address||2nd Floor, Ayala Mall the 30th at 30 Meralco Ave, Pasig, 1605 Metro Manila Philippines|
|Phone number||(02) 398 5065|
Saved me when I needed the help most! Paying back was easy & never missed a payment due to having it deducted automatically.
Overall great customer service. Application process what very simple. Response time was quick. I got approved for 4500 initially, definitely did not need that much to borrow. Requested 700. Loan repayment is very easy as it is automatically deducted. I refinanced once so far. May do it again later for a much larger sum.