PeraJet in the Philippines

The financial service company, which is controlled by the Philippine Securities and Exchange Commission (SEC). Perajet offers fast, short-term online loans to individuals.

Visit site
PERAJET LENDING CORPORATION https://upfinance.com/app/uploads/2019/06/pera.png
2nd Floor, Ayala Mall the 30th at 30 Meralco Ave, Pasig, 1605 Metro Manila Philippines
(02) 398 5065,
Interest rate 40.6% - 45%
Loan tenure from 3 to 6 months
Approval duration Up to 24 hours
Min. monthly income1

About company

Microfinance company PeraJet issues loans for various purposes. Loyalty requirements are imposed to borrowers: Philippine citizenship, age from 20 years, solvency. The company’s activities are governed by legislative documents. The organization works under the supervision of the SEC (Philippine Securities and Exchange Commission). 

The company is actively exploring the financial market, developing new, effective offers for its customers. The organization collaborates with European partners WJA Investments. Individuals and legal entities, individual entrepreneurs can use the services. Lending terms are extremely simple and clear, prescribed in the contract. 

Personal loan

Interest Rates:  40,6% per month
Minimum loan amount: 5 000 PHP
Maximum loan amount: 35 000 PHP
Payment terms: 3 – 6 months
Approval time: 1 hour

Calculate loan

 

Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

How to get a loan in the company?

Citizens of the Philippines, who turned 20 years old at the time of the transaction can draw up a loan. Applicants for a loan must have a regular income, documented, and not have arrears. All requirements imposed to borrowers are written in the questionnaire. To get a loan, you should prepare such documents:

  • passport or identification card;
  • driver’s license;
  • voter ID;
  • electronic card of the state insurance system;
  • social security card.

These are the main identifiers. The company may request certificates confirming the client’s solvency: certificate of employment (income for the last 6 months), an extract from the salary card, details of a savings or credit card. 

The advantages of service

PeraJet specialists are constantly improving the quality of service, introducing technical innovations. The advantages of the service include:

  • calculator on the site, with which you can quickly calculate the monthly payment and overpayment;
  • convenient site interface;
  • prompt consideration of the application;
  • online consultation on any issues;
  • well-established feedback.

Decisions on issuing a loan are made within 24 hours from the moment of sending the application. You will be notified immediately of the result. Money can be obtained in cash at the company’s office or by transfer to a bank card through the Rocket Money service. If the client has any questions, it’s possible to get answers by calling the phone number in the Philippines (02) 398 5065.

Reasons to choose this company

The organization holds a leading position in the financial market of the Philippines. Feedback on the company’s activities is mostly positive. Terms of cooperation are developed individually for each client. Arguments for PeraJet:

  • Simply. If the bank has complex procedures, the collection of numerous certificates, then here everything is easier. Just a few steps, and you can go to the office to get money.
  • Quickly. Turning to this company, you can save your time and nerves. The transaction is made in the shortest possible time. Only 24 hours for consideration. 
  • Comfort. Straining the atmosphere in the bank? At the office of PeraJet you will find a pleasant atmosphere, friendly attitude of managers. There are no queues either, you will be accepted immediately.
  • Informativeness. The contract details the terms of cooperation, all the costs that you have to incur when you pay off debt. No hidden fees or commissions. 
  • Adaptation to the client. There are no formalities, complex procedures, which are always accompanied by the conclusion of transactions related to finance. PeraJet specialists simplified the procedure as much as possible, reduced it to 4-5 stages.
  • Data protection The company guarantees its customers confidentiality. Data security is guaranteed by the Securities and Exchange Commission. 

Before you submit documents, you should consider a few nuances. If you already have a valid loan in PeraJet, you will not be able to draw up a new one. Credit history is checked. If you have current debts (especially overdue) in other financial institutions, the chance to get a loan is small. 

5 steps to get a loan

  1. In the form of calculation on the official website enter the following data: loan amount, loan term.
  2. Register on the site, fill in the required fields, add scanned copies of documents.
  3. Submit an application for consideration.
  4. Wait for the decision.
  5. Get money.

How to repay a loan?

You can choose a convenient way to pay off debt. The loan can be returned in equal parts. Payments must be made before the date specified in the contract. The company cooperates with reliable payment services: coins.ph, TouchPay, UCPB. You can check the status of the loan, the remaining amount and other data in your personal account on the official website. There is a possibility of early repayment of debt without commissions and fines. 

Offline offices of the company 

Head office Manila, Pasig, Meralko Avenue, 30, Ayala Mall, 2nd floor
Corporate office Manila, Pasig, San Antonio Street, 3, of. Barangay Center Capitol, 4th floor

 

Product Features

Min. financing amount ₱5000
Max. financing amount Up to ₱35000
Min. loan tenure 3 months
Max. loan tenure 6 months
Interest rate 40.6% - 45%
Approval duration Up to 24 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 3 months 4 months 5 months 6 months 6 months
LOAN AMOUNT ₱17500 ₱17500 ₱17500 ₱17500 ₱17500
FEE 40.6% 40.6% 40.6% 40.6% 40.6%
INTEREST AMOUNT ₱1776 ₱2368 ₱2960 ₱3553 ₱3553
TOTAL REPAYMENT ₱19276 ₱19868 ₱20460 ₱21053 ₱21053

Fees & Charges

One time setup
Processing fee N/A
Stamp duty N/A
Disbursement & misc. fee N/A
Other fees N/A
Penalties
Early settlement no information
Late payment charges 2% of the loan amount for each day of overdue
Other penalties no information

Other Requirements

Need to open linked banked account? Yes
Other details -

FAQ

You need to register on our website. Then log in with your username and password and fill out our online application. After that, attach copies of documents to the application.

The longest loan period is 6 months.

PeraJet will check the loan application within 24 hours. after the loan is approved, the funds will be transferred to your Bank account via Instapay

Contacts

Full company name PERAJET LENDING CORPORATION
Address 2nd Floor, Ayala Mall the 30th at 30 Meralco Ave, Pasig, 1605 Metro Manila Philippines
Phone number (02) 398 5065
E-mail
Social networks

User rating

Reviews

1 year ago

I love it

Saved me when I needed the help most! Paying back was easy & never missed a payment due to having it deducted automatically.

1 year ago

Great Customer Service

Overall great customer service. Application process what very simple. Response time was quick. I got approved for 4500 initially, definitely did not need that much to borrow. Requested 700. Loan repayment is very easy as it is automatically deducted. I refinanced once so far. May do it again later for a much larger sum.

Leave a review

Your rating

Characters remaining: 4096

Only our subscribers have access to the most profitable loans and deposits offers.