PeraJet in the Philippines

Sofia June 4, 2019

About company

Microfinance company PeraJet issues loans for various purposes. Loyalty requirements are imposed to borrowers: Philippine citizenship, age from 20 years, solvency. The company’s activities are governed by legislative documents. The organization works under the supervision of the SEC (Philippine Securities and Exchange Commission). 

The company is actively exploring the financial market, developing new, effective offers for its customers. The organization collaborates with European partners WJA Investments. Individuals and legal entities, individual entrepreneurs can use the services. Lending terms are extremely simple and clear, prescribed in the contract. 

How to get a loan in the company?

Citizens of the Philippines, who turned 20 years old at the time of the transaction can draw up a loan. Applicants for a loan must have a regular income, documented, and not have arrears. All requirements imposed to borrowers are written in the questionnaire. To get a loan, you should prepare such documents:

• passport or identification card;
• driver’s license;
• voter ID;
• electronic card of the state insurance system;
• social security card.

These are the main identifiers. The company may request certificates confirming the client’s solvency: certificate of employment (income for the last 6 months), an extract from the salary card, details of a savings or credit card. 

The advantages of service

PeraJet specialists are constantly improving the quality of service, introducing technical innovations. The advantages of the service include:

• calculator on the site, with which you can quickly calculate the monthly payment and overpayment;
• convenient site interface;
• prompt consideration of the application;
• online consultation on any issues;
• well-established feedback.

Decisions on issuing a loan are made within 24 hours from the moment of sending the application. You will be notified immediately of the result. Money can be obtained in cash at the company’s office or by transfer to a bank card through the Rocket Money service. If the client has any questions, it’s possible to get answers by calling the phone number in the Philippines (02) 398 5065.

Reasons to choose this company

The organization holds a leading position in the financial market of the Philippines. Feedback on the company’s activities is mostly positive. Terms of cooperation are developed individually for each client. Arguments for PeraJet:

• Simply. If the bank has complex procedures, the collection of numerous certificates, then here everything is easier. Just a few steps, and you can go to the office to get money.
• Quickly. Turning to this company, you can save your time and nerves. The transaction is made in the shortest possible time. Only 24 hours for consideration. 
• Comfort. Straining the atmosphere in the bank? At the office of PeraJet you will find a pleasant atmosphere, friendly attitude of managers. There are no queues either, you will be accepted immediately.
• Informativeness. The contract details the terms of cooperation, all the costs that you have to incur when you pay off debt. No hidden fees or commissions. 
• Adaptation to the client. There are no formalities, complex procedures, which are always accompanied by the conclusion of transactions related to finance. PeraJet specialists simplified the procedure as much as possible, reduced it to 4-5 stages.
• Data protection The company guarantees its customers confidentiality. Data security is guaranteed by the Securities and Exchange Commission. 

Before you submit documents, you should consider a few nuances. If you already have a valid loan in PeraJet, you will not be able to draw up a new one. Credit history is checked. If you have current debts (especially overdue) in other financial institutions, the chance to get a loan is small. 

5 steps to get a loan

1. In the form of calculation on the official website enter the following data: loan amount, loan term.
2. Register on the site, fill in the required fields, add scanned copies of documents.
3. Submit an application for consideration.
4. Wait for the decision.
5. Get money.

How to repay a loan?

You can choose a convenient way to pay off debt. The loan can be returned in equal parts. Payments must be made before the date specified in the contract. The company cooperates with reliable payment services: coins.ph, TouchPay, UCPB. You can check the status of the loan, the remaining amount and other data in your personal account on the official website. There is a possibility of early repayment of debt without commissions and fines. 

Offline offices of the company