Pera4u in the Philippines
Personal loan Interest Rates: 4% – 6% per month Minimum loan amount: 1 000 PHP Maximum loan amount: 4 000 PHP Payment terms: 7 – 30 days Approval time: 24 hour Calculate loan Borrower requirements Eligibility: – At least 22 – 75 years old – Must be a Filipino Citizen – Necessarily official employment – […]
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Personal loan
Interest Rates: 4% – 6% per month
Minimum loan amount: 1 000 PHP
Maximum loan amount: 4 000 PHP
Payment terms: 7 – 30 days
Approval time: 24 hour
Calculate loanBorrower requirements
Eligibility:
– At least 22 – 75 years old
– Must be a Filipino Citizen
– Necessarily official employment
– Valid ID/documents
– Bank account
Product Features
| Min. financing amount | ₱3000 |
| Max. financing amount | Up to ₱12000 |
| Min. loan tenure | 1 months |
| Max. loan tenure | 1 months |
| Interest rate | 4% - 6% |
| Approval duration | Up to 2 hours |
| Debt consolidation | Yes |
Example of calculating interest and loan payments
| TERM | 1 months | 2 months | 3 months | 4 months | 1 months |
| LOAN AMOUNT | ₱6000 | ₱6000 | ₱6000 | ₱6000 | ₱6000 |
| FEE | 4% | 4% | 4% | 4% | 4% |
| INTEREST AMOUNT | ₱20 | ₱40 | ₱60 | ₱80 | ₱20 |
| TOTAL REPAYMENT | ₱6020 | ₱6040 | ₱6060 | ₱6080 | ₱6020 |
Other Requirements
| Need to open linked banked account? | Yes |
FAQ
If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.
You will receive a system generated SMS advice on the status of application
You can choose to receive funds from Padala centers (Cebuana, Palawan, M Lhuillier & LBC), your own Bank account.
Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.
You do not require any security or guarantor to apply for a Personal loan.
The longest loan period is 30 days.
Contacts
| Full company name | Pera4u |
| Address | |
| Phone number | |
| Social networks |
