Pera4u in the Philippines
Personal loan Send an application Interest Rates: 4% – 6% per month Minimum loan amount: 1 000 PHP Maximum loan amount: 4 000 PHP Payment terms: 7 – 30 days Approval time: 24 hour Calculate loan Borrower requirements Eligibility: – At least 22 – 75 years old – Must be a Filipino Citizen – Necessarily […]
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Personal loan
Interest Rates: 4% – 6% per month
Minimum loan amount: 1 000 PHP
Maximum loan amount: 4 000 PHP
Payment terms: 7 – 30 days
Approval time: 24 hour
Calculate loanBorrower requirements
Eligibility:
– At least 22 – 75 years old
– Must be a Filipino Citizen
– Necessarily official employment
– Valid ID/documents
– Bank account
Product Features
| Min. financing amount | ₱3000 |
| Max. financing amount | Up to ₱12000 |
| Min. loan tenure | 7 days |
| Max. loan tenure | 30 days |
| Interest rate per day | 0.13% - 0.2% |
| Approval duration | Up to 2 hours |
| Debt consolidation | Yes |
Example of calculating interest and loan payments
| TERM | 7 days | 8 days | 9 days | 10 days | 30 days |
| LOAN AMOUNT | ₱6000 | ₱6000 | ₱6000 | ₱6000 | ₱6000 |
| FEE PER DAY | 0.13% | 0.13% | 0.13% | 0.13% | 0.13% |
| INTEREST AMOUNT | ₱55 | ₱62 | ₱70 | ₱78 | ₱234 |
| TOTAL REPAYMENT | ₱6055 | ₱6062 | ₱6070 | ₱6078 | ₱6234 |
Other Requirements
| Need to open linked banked account? | Yes |
FAQ
If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.
Send an applicationYou will receive a system generated SMS advice on the status of application
Send an applicationYou can choose to receive funds from Padala centers (Cebuana, Palawan, M Lhuillier & LBC), your own Bank account.
Send an applicationYes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.
Send an applicationYou do not require any security or guarantor to apply for a Personal loan.
Send an applicationThe longest loan period is 30 days.
Send an applicationContacts
| Full company name | Pera4u |
| Address | |
| Phone number | |
| Social networks |
