Pera4u in the Philippines

Personal loan Send an application Interest Rates:  4% – 6% per month Minimum loan amount: 1 000 PHP Maximum loan amount: 4 000 PHP Payment terms: 7 – 30 days Approval time: 24 hour Calculate loan Borrower requirements Eligibility: – At least 22 – 75 years old – Must be a Filipino Citizen – Necessarily […]

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Pera4u https://upfinance.com/app/uploads/2019/12/Pera4u.jpg
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Interest rate 4% - 6%
Loan tenure from 1 to 1 months
Approval duration Up to 2 hours
Min. monthly income1

Personal loan

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Interest Rates:  4% – 6% per month
Minimum loan amount: 1 000 PHP
Maximum loan amount: 4 000 PHP
Payment terms: 7 – 30 days
Approval time: 24 hour

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Borrower requirements

Eligibility:
– At least 22 – 75 years old
– Must be a Filipino Citizen
– Necessarily official employment
– Valid ID/documents
– Bank account

 

Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Product Features

Min. financing amount ₱3000
Max. financing amount Up to ₱12000
Min. loan tenure 1 months
Max. loan tenure 1 months
Interest rate 4% - 6%
Approval duration Up to 2 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 months 2 months 3 months 4 months 1 months
LOAN AMOUNT ₱6000 ₱6000 ₱6000 ₱6000 ₱6000
FEE 4% 4% 4% 4% 4%
INTEREST AMOUNT ₱20 ₱40 ₱60 ₱80 ₱20
TOTAL REPAYMENT ₱6020 ₱6040 ₱6060 ₱6080 ₱6020

Other Requirements

Need to open linked banked account? Yes

FAQ

If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.

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You will receive a system generated SMS advice on the status of application

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You can choose to receive funds from Padala centers (Cebuana, Palawan, M Lhuillier & LBC), your own Bank account.

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Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.

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You do not require any security or guarantor to apply for a Personal loan.

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The longest loan period is 30 days.

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