Online Loans in the Philippines

The online credit platform for the Philippines residents focused on micro and consumer finance

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Online Loans Pilipinas Corporation
197 Salcedo, Legaspi Village, Makati, 1229 Kalakhang Maynila, 7 floor
(02) 405 5171,
Interest rate per day 1.25% - 1.25%
Loan tenure from 1 to 90 days
Approval duration Up to 48 hours

About company

Online Loans Pilipinas is a Philippine financial organization specializing in microloan issuance and consumer finance of the people of the Philippines. Subsidiaries are also located in Vietnam, Indonesia, and Malaysia. This contributes to the formation of services based on the needs of people from different regions.

It does not take much time to get a loan from Online Loans Pilipinas. The company’s executives have significantly simplified the process of drawing up and obtaining a microloan. Quite loyal requirements are imposed to the borrower, which enables most of the population of the Philippines to use the services of Online Loans Pilipinas.

The company is constantly improving the offered loan products, trying to adapt them to the capabilities and needs of customers. Borrowers can get free advice from contact center specialists. It’s possible to contact him by phone number listed on the official site. Calls are accepted 24 hours a day. The operator will answer all your questions, providing the necessary information.

Online loan

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Interest Rates:  37.5% per month
Minimum loan amount: 1 000 PHP
Maximum loan amount: 20 000 PHP
Payment terms: Up to 3 months
Processing fee: 10%
Approval time: 1 hour

Calculate loan


Loan Calculator

Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
₱ 10661.85

How to take a loan

Thanks to Online Loans Pilipinas you can get a loan without visiting the office. The absence of a complex lending process can significantly save time, which is important for most people.

The initial loan processing takes an average of 8 minutes. This will require:

  • visit the company’s website;
  • fill out a form to receive services;
  • enter truthful personal information;
  • specify a contact phone number;
  • click “send” button.

After you submit your application, the manager will contact you to confirm the loan application and the relevance of the information you provide.

The main requirement imposed to the borrower is the age and presence of permanent income. The loan is approved for residents of the Philippines of the age category from 20 to 60 years.

Benefits of the service

Online Loans Pilipinas differs against the background of similar microfinance organizations by the following criteria:

  • no hidden fees and overpayments;
  • reduced interest rates;
  • loan amount up to 20 000 Philippine pence (24 600 rubles);
  • online application processing;
  • quick consideration of applications 24/7;
  • in 80% of cases a positive decision is made;
  • the terms are spelled out in the contract in an understandable language (people without legal education can easily understand what is at stake);
  • long loan terms (up to 12 months);
  • fast transfer of money to your bank account;
  • convenient ways to repay a loan.

Please note that the company’s website has an online calculator that allows you to independently calculate the crediting period and the minimum payment. Everyone can use this tool (for free). These calculations will allow the borrower to make a payment schedule based on his income.

Why Online Loans Pilipinas can be trusted

Online Loans Pilipinas is selected every day by hundreds of Philippine residents who need money. This demand is due to the minimum lending rates and transparent conditions. 

When selecting a financial organization, it is worth considering the methods of making payments. You can complete this procedure both through your personal account and at 7-Eleven offices located in the Philippines. The process of repayment of debt will not cause difficulties even if you use this type of service for the first time. It should be noted that when concluding a loan agreement, you will be given a personal account number on which you can make minimum payments.

4 steps to get a loan

To get a microloan, just follow a simple algorithm:

  • apply online;
  • answer a phone call from a company manager;
  • receive a text message with a decision on your application;
  • get money into your personal bank account.

Experts advise to make timely payments on the loan. This way you can avoid charging penalties. This will affect the amount of your next loan, which can be significantly increased.

How to repay a loan

You can return the loan as a single amount or in parts. The main thing is to make payments in the period strictly specified in the contract. Online Loans Pilipinas cooperates with proven payment systems through which you can transfer money:

  • 7-Eleven;
  • Robinson payment center;
  • Cebuana Lhuillier;
  • Bayad Center;
  • SM Payment Counte.

To make an online transfer you will need:

  • go to the official website;
  • select and go to the branch of the payment partner;
  • fill out the payment form using the contract number assigned to you;
  • confirm your actions.

Offline branches of the company

Country Address Working hours
Philippines      803 Antel Corporate Center, 121 Valero St., Salcedo     Village, Makati City 1227   Daily from 9.00 to 18.00
Philippines     Salcedo, 197, Legaspi village, Makati, 1229 Kalakhang   Maynila, 7th floor.   Monday-Friday from 9.00 to 18.00


Product Features

Min. financing amount ₱1000
Max. financing amount Up to ₱20000
Min. loan tenure 1 days
Max. loan tenure 90 days
Interest rate per day 1.25% - 1.25%
Approval duration Up to 48 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 days 2 days 3 days 4 days 90 days
LOAN AMOUNT ₱10000 ₱10000 ₱10000 ₱10000 ₱10000
FEE PER DAY 1.25% 1.25% 1.25% 1.25% 1.25%
INTEREST AMOUNT ₱125 ₱250 ₱375 ₱500 ₱11250
TOTAL REPAYMENT ₱10125 ₱10250 ₱10375 ₱10500 ₱21250

Fees & Charges

One time setup
Processing fee PHP 500
Stamp duty N/A
Disbursement & misc. fee N/A
Annual fee N/A
Other fees PHP 700 for late payment
Early settlement no information
Late payment charges 1%
Other penalties no information

Other Requirements

Need to open linked banked account? Yes


It’s easy and done through the site. Register using your mobile number; fill in your profile with the necessary personal, work and bank details (for verification and payment); and click apply!

Send an application

If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.

Send an application

You will receive a system generated SMS advice on the status of application

Send an application

You can get your money credited directly to your Bank account. You will be asked to enter your Bank account number in the loan application.
Accepted banks are:

Banco De Oro
Bank of the Philippine Islands
EastWest Bank
Philippine National Bank
RCBC myWallet
Security Bank
Land Bank
Asia United Bank
BPI Family Savings bank
Veterans Bank
ChinaBank Savings
Sterling Bank
Bank of Commerce

Send an application

Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.

Send an application

You do not require any security or guarantor to apply for an Online loan.

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The longest loan period is 90 days.

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Full company name Online Loans Pilipinas Corporation
Address 197 Salcedo, Legaspi Village, Makati, 1229 Kalakhang Maynila, 7 floor
Phone number (02) 405 5171
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User rating


1 month ago


I want to loan but I'm here in Saudi Arabia its possible to get loan

2 years ago

wonderful wonderful company

I have used online_loans_pilipins two or three other times this time my internet went down to the middle of the process I called them and customer service JP answer the phone help me out to verify all the information that I sent in and it was all there very courteous very knowledgeable made me feel like they really wanted my business will definitely tell all my friends and family wonderful wonderful company

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