BDO Network Bank, formerly known as One Network Bank, Inc. (ONB), operates as a subsidiary of BDO Unibank, Inc., the largest bank in the Philippines. The Bank provides a wide range of financial products and services including loans, deposits, cash management, remittances, and bills payment in areas considered unserved or underserved by banks. The Bank’s […]
Visit siteNestor V. Tan , Chairman Henry Sy, President
Min. financing amount | ₱ 10000 |
Max.financing amount | ₱ 20000000 |
Min. loan tenure | 3 months |
Max. loan tenure | 240 months |
BDO Network bank
Interest Rates: 1,25% per month
Minimum Loan Amount: 10 000 PHP
Collateral: no
Payment terms: Up to 24 months
Approval time: 3-5 banking days
Used Car Loan Rates:
Interest Rates:
6 months – 2,18% per month;
12-36 months – 2.21% per month
Effective Rate/Annum: 26% APR
Minimum Loan Amount: 10 000 PHP
Collateral: no
Payment terms: 6-36 months
Approval time: 3-5 banking days
Interest Rates: 2% per month;
Effective Rate/Annum: 40% APR
Minimum Loan Amount: 30 000 PHP
Maximum loan amount: 500 000 PHP
Payment terms: 6-36 months
Collateral: no
Minimum qualification:
• 3 years in business
• has P15,000 – P200,000 weekly sales
Interest Rates:
6 months – 0,84% per month;
12-36 months – 0,79% per month
Effective Rate/Annum: 17,08% APR
Minimum Loan Amount: 30 000 PHP
Maximum loan amount: 500 000 PHP
Payment terms: 6-36 months
Collateral: yes
Minimum qualification:
• 3 years in business
• has P15,000 – P200,000 weekly sales
Used Car Loan Rates:
months | 24 | 36 | 48 |
rates per year | 13% | 13,6% | 13,7% |
Brand New Auto Loan Rates:
months | 36 | 48 | 60 |
rates per year | 10,7% | 10,8% | 11% |
Minimum loan amount:
Brand New – 400 000 PHP
Used Car – 300 000 PHP
Maximum loan amount: up to 80% of purchase price
Payment terms: Up to 60 months
Approval time: 1-3 banking days
Down payment: As low as 20% of purchase price
years | 1 | 2 | 3 | 4 & above |
rates APR | 6,5% | 6,5% | 6,5% | 6,5% |
Minimum loan amount: 500 000 PHP
Maximum loan amount: Up to 80% of assessed value
Payment terms: Up to 20 years
Total gross monthly income (minimum): 50 000 PHP
Approval time: 5- 21 banking days
Salary Loan Products |
Details |
ONE DEPED SALARY LOAN | For the teaching and non-teaching personnel of the Department of Education (DepEd).
Payroll deduction is made through Regional Offices- Automatic Payroll Deduction System (APDS) or through the Payroll Deduction System of Independent/Empowered Schools. |
ONE LGU SALARY LOAN | For all permanent employees, elected officials and appointed officials of a Local Government Unit (LGU) that includes City, Municipality, and Provincial Government Offices within the service area of the branch. |
ONE GOVERNMENT AGENCIES SALARY LOAN | For permanent employees of government agencies such as but not limited to DENR, DPWH and government schools governed by CHED with local payroll system. |
ONE PRIVATE INSTITUTION SALARY LOAN | For permanent employees of a private institution with payroll being serviced by ONB. |
ONE SSS PENSIONER’S LOAN | For any SSS retiree or surviving spouse whose monthly SSS pension is credited directly to an ONB savings accounts. |
Interest Rates: 3,28% per month
Minimum Loan Amount: 1 000 000 PHP
Maximum loan amount: 20 000 000 PHP
Payment terms: 6-36 months
Collateral: no
Approval time: 3-5 banking days
years | 1-5 | 6-10 |
rates APR | 7,95% | 8% |
Minimum Loan Amount: 1 000 000 PHP
Maximum loan amount: 20 000 000 PHP
Collateral: yes
Payment terms: Up to 60 months
Approval time: 3-5 banking days
Deposit Size | 30 days | 60 days | 90 days | 180 days | 360 days |
1 000 PHP – 9 999 PHP | 0,5% | 0,5% | 0,5% | 0,75% | 0,875% |
10 000 PHP – 49 999 PHP | 0,5% | 0,5% | 0,5% | 0,75% | 0,875% |
50 000 PHP – 99 999 PHP | 0,75% | 0,75% | 0,75% | 1% | 1% |
100 000 PHP – 199 999 PHP | 1% | 1% | 1% | 1,25% | 1,25% |
500 000 PHP – 999 999 PHP | 1,25% | 1,25% | 1,25% | 1,25% | 1,375% |
1 000 000 PHP – 2 999 999 PHP | 1,5% | 1,5% | 1,5% | 1,875% | 2% |
Salary loan is issued:
1. to only to employees of accredited enterprises with a payroll serviced by BDO;
2. to teaching and non-teaching staff of the Department of Education (DepEd);
3. to permanent employees, elected officials and appointed officials of the local government unit (LGU), which includes city, municipal and regional government institutions within the branch service area;
4. to full-time employees of government agencies such as DENR, DPWH, and public schools operated by CHED with a local payroll system;
5. to any SSS retiree or surviving spouse whose monthly SSS pension is credited directly to ONB savings accounts.
The maximum loan amount depends on your income and the duration of the loan. Under Philippine law, a loan payment cannot exceed 30% of income.
Send an applicationNo, is not required for collateral.
Send an applicationSmall businesses in the Philippines can be determined depending on the size of the assets, the amount of equity and the number of employees. Enterprises can also be determined depending on the number of employees. Small businesses employ between 10 and 99 workers.
Send an applicationThe maximum loan term without collateral is not more than 5 years, if a company can provide collateral.
Send an applicationBusiness Owners:
To date, the maximum amount of this loan is 20 000 000 PHP.
Send an applicationThe longest loan period is 20 years.
Send an applicationIf you buy a new home, the application review period on average does not exceed 5 business days.
Send an applicationThere is no single solution. If you need the lowest monthly payment, then take loan for the maximum possible period. If you are not sure that you will have a consistently high income, then take as little time as possible.
Send an applicationTypically, interest rates are lower for new cars, because used cars less secure investment than new ones because they can break down or undergo repairs that will be more common than a new car. For new cars, interest rates are 2-5% lower.
Send an applicationNo, the car is your property from the moment of purchase, but remains the bank’s guarantee for the loan period. This means that you cannot sell the car, and you also have to pay for car insurance so that the bank can receive its money in any case.
Send an applicationDocuments confirming income and identification are the main requirements for obtaining a car loan.
Application form with filled in fields.
Copy of Passport or any ID ( SSS ID, Driver’s License, Voter’s ID)
Working borrowers must submit documents: certificates from the place of work or COE, income tax return from BIR or ITR within 1 year.
Self-employed applicants must submit documents : a copy of the ITR with THE bir stamp , a copy of registration with the DTI or SEC, and a copy of financial statements for a period of at least 2 years .
After buying a car, you need to pay for insurance.
Full company name | One Network a Rural Bank of BDO |
Address | ONB Center, Km. 9, Sasa, Davao City |
Phone number | (082) 233-7777 |
customerservice@onenetworkbank.com.ph | |
Social networks |
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BDO Network Bank, formerly known as One Network Bank, Inc. (ONB), operates as a subsidiary of BDO Unibank, Inc., the largest bank in the Philippines. The Bank provides a wide range of financial products and services including loans, deposits, cash management, remittances, and bills payment in areas considered unserved or underserved by banks.
The Bank’s network of more than 220 branches and over 230 automated teller machines, most of which are located in countryside Mindanao, is complemented by access to BDO’s nationwide network of more than 1,000 branches and over 3,500 ATMs nationwide. Expansion of the network is an ongoing endeavor, with a goal of covering more of the Bank’s target market segments.
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Very good work experience related to various industries with in-depth knowledge. Very good salaries and employee benefits when compared to other peers.
this bank has best policies and it is one of the best bank to work with this bank is good as fuck and i love its manager because he has nice way of dealing and other staff is also really very help full the administrator gave advices when ever i need them
this bank has best policies and it is one of the best bank to work with this bank is good as fuck and i love its manager because he has nice way of dealing and other staff is also really very help full