Ncash Pawnshop in the Philippines

N-CASH is the pioneer in the electronics and personal items pawnshop industry in the Philippines. With thousands of successful transactions since 2006, we provide the highest quality of service in the country. As a matter of fact, we have been the benchmark for this industry here in our country for over 10 years now. Since […]

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Ncash Pawnshop https://upfinance.com/app/uploads/2020/01/Без-названия-12.png
L2 C5-A Santolan Arcade Building, Marcos Highway, Pasig, Metro Manila
Customer Service Landline:(02)994-32-40 Globe: +639175341811 Smart: +639392095180,
Interest rate 4% - 5%
Loan tenure from 1 to 4 months
Approval duration Up to 24 hours
Min. monthly income1

N-CASH is the pioneer in the electronics and personal items pawnshop industry in the Philippines. With thousands of successful transactions since 2006, we provide the highest quality of service in the country. As a matter of fact, we have been the benchmark for this industry here in our country for over 10 years now.
Since we started, we have had one the most competitive, if not the lowest, monthly interest rates. More so, our loans are renewable each and every month. Have you found a pawnshop that has a lower published rate than ours? More often than not, these pawnshops have hidden charges (i.e. service charge, storage fee, etc.) or misleading stipulations to deceive people into thinking that they actually charge less than N-CASH.

Pawning

Interest Rates: 4% – 5% per month
Pawn:
– vehicles, motorcycles
– designer bags/shoes, sneakers, rimowa luggage
– gadgets (smartphones, tablets, laptops)
– electronics (TV, gaming consoles, etc.)
– watches
– cameras
– sunglasses and other eyewear.
The service charge: 1% of the principal loan, but not exceeding Php5
Payment terms: Up to 4 months
Approval time: Up to 2 hours

Calculate loan

 

Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Product Features

Min. financing amount ₱5000
Max. financing amount Up to ₱70000
Min. loan tenure 1 months
Max. loan tenure 4 months
Interest rate 4% - 5%
Approval duration Up to 24 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 months 2 months 3 months 4 months 4 months
LOAN AMOUNT ₱35000 ₱35000 ₱35000 ₱35000 ₱35000
FEE 4% 4% 4% 4% 4%
INTEREST AMOUNT ₱117 ₱233 ₱350 ₱467 ₱467
TOTAL REPAYMENT ₱35117 ₱35233 ₱35350 ₱35467 ₱35467

Other Requirements

Need to open linked banked account? Yes

FAQ

The Bank does not accept household appliances, phones, or designer bags as collateral, unlike some Pawnshops. In addition, the Bank has interest rates-3% or 4% per month, and in pawn shops, interest rates usually range from 2% to 4% per month and the Bank requires proof of solvency.

The maximum term is 4 months.

To obtain a Pawn loan, you need a document proving your identity and the jewelry left as a collateral. No other documents are required.

The Pawnshop will sell your jewelry.

Contacts

Full company name Ncash Pawnshop
Address L2 C5-A Santolan Arcade Building, Marcos Highway, Pasig, Metro Manila
Phone number Customer Service Landline:(02)994-32-40 Globe: +639175341811 Smart: +639392095180
E-mail
Social networks

User rating

Reviews

6 months ago

Thank you Ncash for meeting our needs!

Always low rates, fast service and attentive staff.

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