Monily in the Philippines

A loan search service, not a direct lender. Connects consumers to many online lending companies.

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Fintech Global Partners LP Suite 4080, 4 Fullarton Street, Ayk KA7 1UB, Scotland
Interest rate per day 1% - 2%
Loan tenure from 30 to 90 days
Approval duration Up to 1 hours

When funds are urgently needed on favorable terms, the most convenient way is to seek help from specialized companies conducting a selection based on offers from Philippine financial institutions. One of the leaders of this list is Monily.

Personal loan

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Interest Rates:  30% – 60% per month
Minimum loan amount: 2 000 PHP
Maximum loan amount: 20 000 PHP
Payment terms: 2-3 months
Approval time: 24 hours

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Borrower requirements

– At least 22 – 60 years old
– Must be a Filipino Citizen
– Must have an office or residence landline
– Valid ID/documents
– Bank account


Loan Calculator

Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
₱ 10661.85

Features of the company

Among the advantages of the company Monily – the selection of conditions for the client among a large number of credit institutions of the Philippines. Partners include leading lenders. Residents of any state in the world who are citizens of the Philippines can become customers. A minimum package of documents is needed to confirm solvency.

Customers note a large number of online loan offers. The company has been operating in the Philippines for a long time and has a good reputation. All financial transactions are carried out in accordance with international law. Loan documents are issued in English.

Rules for obtaining a loan

Monily specializes in providing online loans. A prospective client fills out an application on the company’s website. Based on the data entered, the creditor organization is selected. Client specifies:

Loan amount:

  • the name of the creditor company;
  • submission of the application to the selected company;
  • getting information about a positive decision;
  • transfer to electronic or bank account.

An application for a loan is sent to all financial institutions in the Philippines. The system selects the most favorable conditions. The borrower can choose the most attractive option.

Applications are accepted around the clock. They are processed with a special program. The client of the company is a borrower from 20 to 60 years. Available amount is from 2 000 to 20 000 PHP. To apply for a loan you need a valid passport and mobile phone number. Funds are transferred instantly.

Pros of service

Monily has minimum customer requirements. The loan is processed online. No confirmation of financial solvency is required. Enough ID and bank account.

Monily works 24 hours a day. The choice is facilitated by the installed special filters. Partners become credit organizations with a good reputation. Employees of the company support clients in choosing a profitable offer.

Credit organization choice services are free.

Reasons for choosing Monily services

The company’s software processes the application in a few seconds. The client’s application is processed taking into account the offers of all MFIs and banks in the Philippines. Based on the information provided, the selection of the most advantageous offer is carried out. All personal data required to be specified when filling out an application is protected by the fulfillment of the requirements of international law in the field of personal data protection.

The company provides support in solving complex situations. Does the borrower have no money to pay? Refinancing comes to help. It is convenient to get money to a borrower with a bad credit history. The base of lender companies is large. It will help to find a suitable option. The organization is loyal to every visitor. Assistance is offered to every recipient of money.

Five steps to get a loan

It is easy to get a loan for urgent needs. You’ll need to take a few steps:

  1. Go to the resource’s website;
  2. Select the “Apply now” button;
  3. Enter your data;
  4. Specify an amount of up to 10 000 PHP;
  5. Send for consideration;
  6. Get the money.

The whole operation takes a few seconds. Due to the large number of creditor organizations, more than 90% of applications are approved. Money is given on the most favorable terms. Ways listed on the website of the lender. The interest rate per day ranges from 1 to 3%. Conditions are determined individually for each borrower.

Loan repayment

A customer can return funds in several ways:

  • Make transfers from a bank account;
  • Transfer funds from an e-wallet to a lender;
  • Give personally in offline offices;
  • Use terminals.

The service controls the credit history of users. Breach of financial obligations the next time you contact this lender leads to a refusal. Refinancing helps to solve the financial problem in the absence of funds. Monily accepts applications for the selection of conditions in such a situation. The contract for a loan is executed with the help of lawyers. All financial transactions are transparent. Verification of transfers is carried out in a personal account. After completion of payments a certificate of repayment is issued. The company specializes in online work. 

Product Features

Min. financing amount ₱2000
Max. financing amount Up to ₱20000
Min. loan tenure 30 days
Max. loan tenure 90 days
Interest rate per day 1% - 2%
Approval duration Up to 1 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 30 days 31 days 32 days 33 days 90 days
LOAN AMOUNT ₱10000 ₱10000 ₱10000 ₱10000 ₱10000
FEE PER DAY 1% 1% 1% 1% 1%
INTEREST AMOUNT ₱3000 ₱3100 ₱3200 ₱3300 ₱9000
TOTAL REPAYMENT ₱13000 ₱13100 ₱13200 ₱13300 ₱19000

Fees & Charges

One time setup
Processing fee no-fee
Stamp duty N/A
Disbursement & misc. fee N/A
Annual fee 360%-720%
Other fees N/A
Early settlement no information
Late payment charges no information
Other penalties no information

Other Requirements

Need to open linked banked account? Yes
Other details -


This is easy to do through the site. Select the required amount and period on the calculator and click “APPLY NOW”. You will be offered affordable loans. Typically, these are Online Loans Pilipinas and Money Cat.
If any offer suits you, click “Apply now!” and follow the link to the lender’s website.

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You can receive funds in your own Bank account.

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Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.

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The longest loan period is 90 days.

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You do not require any security or guarantor to apply for a Personal loan.

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Full company name Monily
Address Fintech Global Partners LP Suite 4080, 4 Fullarton Street, Ayk KA7 1UB, Scotland
Phone number N/A
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Editor, copywriter of the site.

User rating


2 years ago

Great dealing with customer

monily have excellent finance charges and rates. My experience was hassle free, funds were credited to my account the next day. Thank you for your excellent customer service and making this experience comfortable for me

2 years ago

Great Customer Service and customer handling

This is a very reliable company and has excellent customer service skills. Faith is one of their customer service agents and is very professional and has top notch Customer skills. Actually all of their people I have talked to are great! Paying them back is easy. I highly recommend OppLoans to everyone.

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