Loansolutions PH is an online service that specializes in lending and financial consulting. The facilities of this service are intended exclusively for citizens of the Philippines. Loansolutions is owned by Growthsolutions Inc., which has a wide network of branches in all major cities of the Philippines and successfully works with both private clients and financial institutions.
In its work, Loansolutions uses only innovative technologies that ensure the confidentiality and accuracy of the information provided. The purpose of this company is to help individuals and legal entities who wish to improve their financial condition or plan to develop small business.
– At least 18 years old at the time of application
– Must be a Filipino Citizen
– Credit history
Loansolutions provides such loan products:
Work with this service is as simple and quick as possible. The client will not have to wait long for the decision of loan officers. Due to this, both sides of the credit cooperation will benefit.
Before drawing up a loan in Loansolutions, the client of this service needs to make sure that he meets the basic requirements of the lender. This company lends exclusively to citizens of the Philippines aged from 21 to 70 years. At the same time, only working citizens, whose monthly salary is at least 10 thousand Philippine pesos, can count on a loan. This service also lends to individual entrepreneurs who have been running a profitable business for at least three years.
Making sure that these requirements are met, a potential client can proceed to choose the appropriate form of lending. After that, you need to specify the requested personal information and submit an application for consideration to loan officers of Loansolutions.
If the compliance system approves the application, the borrower must sign a loan agreement and specify a checking account for the transfer of borrowed funds.
Rates: 1% per day
Minimum loan amount: 5 000 PHP
Maximum loan amount: 50 000 PHP
Payment terms: 2 – 12 months
Approval time: 1 hour
Citizens of the Philippines use the services of Loansolutions for several reasons. Firstly, it is one of the few Philippine companies providing such a variety of loan products. In Loansolutions you can draw up a loan for any occasion. Secondly, this service is known for fast processing of applications. In addition, it has a high percentage of approved applications. Thirdly, the services of this company do not provide for hidden fees and penalties for prepayment.
Conditions for repayment of a loan depend on the requirements of a particular lender. They are always pre-negotiated and specified in the loan agreement. Almost all lenders provide for the return of the loan in two ways. The first option is payment terminals, which can be found in any public place (in supermarkets, shopping malls, at public transport stops, etc.). The second option – the repayment of debt at the box office of any Philippine bank.
Loansolutions is a company that works exclusively online. Therefore, it does not have offline offices. You can contact representatives of this service at: Block 118, Yavornaya Tower, Northern Grove, Kamarin Road, Caloocan.
|Min. financing amount||₱5000|
|Max. financing amount||Up to ₱50000|
|Min. loan tenure||60 days|
|Max. loan tenure||360 days|
|Interest rate per day||3.2% - 3.2%|
|Approval duration||Up to 1 hours|
|TERM||60 days||61 days||62 days||63 days||360 days|
|FEE PER DAY||3.2%||3.2%||3.2%||3.2%||3.2%|
|One time setup|
|Disbursement & misc. fee||N/A|
|Early settlement||0.1%, consumer credit 0.03%|
|Late payment charges||10%|
|Other penalties||PhP 1000 for late payment for new customers and PhP 800 for regular customers, Not more than 5% of the unpaid amount per day from the first (1st) day of delay and up to the thirtieth day (30th) of delay, 4% of the unpaid amount from the thirty first day (the 31st) of the delay and up to the ninetieth (90th) day of delay and 2% of the unpaid amount from the ninety-first (91st) day of the delay and until the day of full repayment of the Loan.|
|Need to open linked banked account?||Yes|
It’s easy and done through the site. Register using your mobile number; fill in your profile with the necessary personal, work and bank details (for verification and payment); and click apply!Send an application
If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.Send an application
You will receive a system generated SMS advice on the status of applicationSend an application
You can get your money credited directly to your Bank account. You will be asked to enter your Bank account number in the loan application.Send an application
Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.Send an application
You do not require any security or guarantor to apply for a Microloan.Send an application
The longest loan period is 12 months.Send an application
|Full company name||Loan-Load FINANCE CORP.|
|Address||197 Salcedo, Legaspi Village, Makati, 1221 Kalakhang Maynila, 3 floor|
|Phone number||(02) 876 7070|
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