Loan Load in the Philippines

The internet service for obtaining consumer credit, even without leaving home. Payments are made to a bank card.

Visit site
197 Salcedo, Legaspi Village, Makati, 1221 Kalakhang Maynila, 3 floor
(02) 876 7070,
Interest rate per day 3.2% - 3.2%
Loan tenure from 60 to 360 days
Approval duration Up to 1 hours

About company

Loansolutions PH is an online service that specializes in lending and financial consulting. The facilities of this service are intended exclusively for citizens of the Philippines. Loansolutions is owned by Growthsolutions Inc., which has a wide network of branches in all major cities of the Philippines and successfully works with both private clients and financial institutions.

In its work, Loansolutions uses only innovative technologies that ensure the confidentiality and accuracy of the information provided. The purpose of this company is to help individuals and legal entities who wish to improve their financial condition or plan to develop small business.


Send an application

Interest Rates:  38,6% per month
Minimum loan amount: 5 000 PHP
Maximum loan amount: 50 000 PHP
Payment terms: 2-12 months
Approval time: 24 hours

Calculate loan

Borrower requirements

– At least 18 years old at the time of application
– Must be a Filipino Citizen
– Passport
– Credit history


Loan Calculator

Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
₱ 10661.85

Loansolutions provides such loan products:

  • personal loan for urgent needs;
  • car loan for the purchase of a vehicle;
  • salary loan;
  • business loan;
  • student loan;
  • housing loans;
  • seaman loan, etc.

Work with this service is as simple and quick as possible. The client will not have to wait long for the decision of loan officers. Due to this, both sides of the credit cooperation will benefit.

How to get a loan in Loansolutions

Before drawing up a loan in Loansolutions, the client of this service needs to make sure that he meets the basic requirements of the lender. This company lends exclusively to citizens of the Philippines aged from 21 to 70 years. At the same time, only working citizens, whose monthly salary is at least 10 thousand Philippine pesos, can count on a loan. This service also lends to individual entrepreneurs who have been running a profitable business for at least three years.

Making sure that these requirements are met, a potential client can proceed to choose the appropriate form of lending. After that, you need to specify the requested personal information and submit an application for consideration to loan officers of Loansolutions. 

If the compliance system approves the application, the borrower must sign a loan agreement and specify a checking account for the transfer of borrowed funds.

Advantages of the service

  • Simple and understandable lending technology.
  • Fast processing of applications.
  • Profitable interest rates.
  • A wide range of loan products.
  • The ability to serve both businesses and individuals.

Online loan

Rates:  1% per day
Minimum loan amount: 5 000 PHP
Maximum loan amount: 50 000 PHP
Payment terms: 2 – 12 months
Approval time: 1 hour

Why you should choose Loansolutions

Citizens of the Philippines use the services of Loansolutions for several reasons. Firstly, it is one of the few Philippine companies providing such a variety of loan products. In Loansolutions you can draw up a loan for any occasion. Secondly, this service is known for fast processing of applications. In addition, it has a high percentage of approved applications. Thirdly, the services of this company do not provide for hidden fees and penalties for prepayment.

Four steps to get a loan

  1. Verification of compliance with the basic requirements. Before applying for a loan, a borrower should carefully study the basic requirements of this service. Non-compliance with at least one requirement may cause a refusal to issue borrowed funds.
  2. Filling out an application. To draw up a loan, the borrower must provide his personal and contact details. Additionally, it will be necessary to provide a package of identity documents, a presence of a permanent place of work and a stable salary.
  3. Application processing. After filing the application, the system automatically finds a lender that meets the requirements of the borrower. After approval, the system sends the application directly to the selected lender, who will contact the client for further verification and collection of additional documents.
  4. Registration of the loan. If the application is approved, the lender will call the customer and inform about his decision. After that, the borrower will only have to sign the loan agreement and wait for the money to arrive at the specified current account.

How to return a loan

Conditions for repayment of a loan depend on the requirements of a particular lender. They are always pre-negotiated and specified in the loan agreement. Almost all lenders provide for the return of the loan in two ways. The first option is payment terminals, which can be found in any public place (in supermarkets, shopping malls, at public transport stops, etc.). The second option – the repayment of debt at the box office of any Philippine bank.

Offline offices of the company

Loansolutions is a company that works exclusively online. Therefore, it does not have offline offices. You can contact representatives of this service at: Block 118, Yavornaya Tower, Northern Grove, Kamarin Road, Caloocan. 

Product Features

Min. financing amount ₱5000
Max. financing amount Up to ₱50000
Min. loan tenure 60 days
Max. loan tenure 360 days
Interest rate per day 3.2% - 3.2%
Approval duration Up to 1 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 60 days 61 days 62 days 63 days 360 days
LOAN AMOUNT ₱25000 ₱25000 ₱25000 ₱25000 ₱25000
FEE PER DAY 3.2% 3.2% 3.2% 3.2% 3.2%
INTEREST AMOUNT ₱48000 ₱48800 ₱49600 ₱50400 ₱288000
TOTAL REPAYMENT ₱73000 ₱73800 ₱74600 ₱75400 ₱313000

Fees & Charges

One time setup
Processing fee N/A
Stamp duty N/A
Disbursement & misc. fee N/A
Annual fee 365%
Other fees N/A
Early settlement 0.1%, consumer credit 0.03%
Late payment charges 10%
Other penalties PhP 1000 for late payment for new customers and PhP 800 for regular customers, Not more than 5% of the unpaid amount per day from the first (1st) day of delay and up to the thirtieth day (30th) of delay, 4% of the unpaid amount from the thirty first day (the 31st) of the delay and up to the ninetieth (90th) day of delay and 2% of the unpaid amount from the ninety-first (91st) day of the delay and until the day of full repayment of the Loan.

Other Requirements

Need to open linked banked account? Yes
Other details -


It’s easy and done through the site. Register using your mobile number; fill in your profile with the necessary personal, work and bank details (for verification and payment); and click apply!

Send an application

If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.

Send an application

You will receive a system generated SMS advice on the status of application

Send an application

You can get your money credited directly to your Bank account. You will be asked to enter your Bank account number in the loan application.

Send an application

Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.

Send an application

You do not require any security or guarantor to apply for a Microloan.

Send an application

The longest loan period is 12 months.

Send an application


Full company name Loan-Load FINANCE CORP.
Address 197 Salcedo, Legaspi Village, Makati, 1221 Kalakhang Maynila, 3 floor
Phone number (02) 876 7070
Social networks

Editor, copywriter of the site.

User rating


2 years ago

Great Manager

I had a great experience with LoadLoan Manager made my experience even that much better as she patiently walked me through the process.

2 years ago

A One Of the best lender company

I just applied with this company and I had to opportunity to speak with Manager who was wonderful. I appreciated all the time she spent with me and how she answered all my questions. When I asked her about some situations that I read on the review page she was very honest with me by telling me everyone's circumstances are different. I did not think of it that way. Thank you Loan Load! You rock! I will leave a final review after all my transactions go through.

Leave a review

Your rating

Characters remaining: 4096

Only our subscribers have access to the most profitable loans and deposits offers.