InvestEd in the Philippines

InvestEd is an award-winning social enterprise led by two women-engineers, who dream of changing the game for underprivileged students. Back in college, they witnessed many of their peers drop out due to financial difficulties. They thought, how come in developing countries such as the Philippines, inclusive and sustainable student loan programs for the poor do […]

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InvestEd https://upfinance.com/app/uploads/2020/04/0.png
Unit 908 Rosemont Tower, 75 Pasay Ave, Brgy Paligsahan, Quezon City, Metro Manila
, info@invested.ph
Interest rate 2.25% - 2.93%
Loan tenure from 1 to 48 months
Approval duration Up to 72 hours
Min. monthly income1

InvestEd is an award-winning social enterprise led by two women-engineers, who dream of changing the game for underprivileged students. Back in college, they witnessed many of their peers drop out due to financial difficulties. They thought, how come in developing countries such as the Philippines, inclusive and sustainable student loan programs for the poor do not exist? It was with that curious thought that they started venturing into a business that would help underprivileged college students in a systemic scale. That is how InvestEd was born.

InvestEd empowers underprivileged and unbanked youth finish their college degree worry-free, through an investment platform for student loans. Our 2023 vision is to be the country’s leader in education financing by slashing the country’s college dropout rate by half.

Student loan for final year

Interest Rates:  2.92% per month
Minimum loan amount: 10 000 PHP
Maximum loan amount: 50 000 PHP
Start Payments: after graduation
Payment terms: Up to 48 months
Service fee 22% of your education loan or 3 000 PHP, whichever is higher
Approval time: 3- 7 banking days

Calculate loan

Student loan for pre-final year

Interest Rates: 2.25% per month
Minimum loan amount: 10 000 PHP
Maximum loan amount: 100 000 PHP
Start Payments: after graduation
Payment terms: Up to 48 months
Service fee 22% of your education loan or 3 000 PHP, whichever is higher
Approval time: 3- 7 banking days

Calculate loan

 

Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Borrower requirements

Eligibility:
– Be a citizen of the Philippines or a resident of the Philippines
– Be at least 18 years old
– Must be in the last two years of college
– Must be enrolled in a university in the Philippines
Requirements:
– Valid and current school ID
– Copy of your NSO birth certificate
– Proof of your present address (most recent electricity/water/internet billing statement)
– A copy of ALL your grades since you were in college
– Government ID
– Barangay or NBI clearance
– Proof of enrollment for the current school term

Product Features

Min. financing amount ₱15000
Max. financing amount Up to ₱100000
Min. loan tenure 1 months
Max. loan tenure 48 months
Interest rate 2.25% - 2.93%
Approval duration Up to 72 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 months 2 months 3 months 4 months 48 months
LOAN AMOUNT ₱50000 ₱50000 ₱50000 ₱50000 ₱50000
FEE 2.25% 2.25% 2.25% 2.25% 2.25%
INTEREST AMOUNT ₱94 ₱188 ₱281 ₱375 ₱4500
TOTAL REPAYMENT ₱50094 ₱50188 ₱50281 ₱50375 ₱54500

Fees & Charges

One time setup
Processing fee 22% or 3 000 PHP, whichever is higher

Other Requirements

Need to open linked banked account? Yes

FAQ

You can apply via our website, it will take 15 minutes.

First, our credit officer will contact you for a 20-minute interview. Then you will need to send the necessary documents confirming:
a) location b) academic status C) state affiliation.
If your application is approved, the funds will be sent to your Bank account within 7 days.

InvestEd transfer funds in various ways:
mobile wallet, electronic payments, bank transfers.
However, if the purpose of the loan is to buy gadgets, then we will transfer the funds to your seller.

Contacts

Full company name InvestEd
Address Unit 908 Rosemont Tower, 75 Pasay Ave, Brgy Paligsahan, Quezon City, Metro Manila
Phone number
E-mail info@invested.ph
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