HSBC

HSBC Holdings plc is one of the largest financial conglomerates in the world, the largest bank in the UK in terms of assets and market capitalization. In the ranking of the largest public companies in the world, Forbes Global 2000 gave it the 17th place in 2018, and the 52nd place in the list of […]

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HSBC PH - Personal Banking, Credit cards, and Loans https://upfinance.com/app/uploads/2019/07/hsbc-bank.jpg
7 / F HSBC Center, 3058 Fifth Avenue West Bonifacio Global City, Taguig City 1634 Philippines
63 (2) 976-8080 or + 800-100-85-808 from abroad, customer.care.team@hsbc.com.
Interest rate 0.63% - 1.19%
Loan tenure from 6 to 240 months
Approval duration Up to 24-168 hours
Min. monthly income

HSBC Holdings plc is one of the largest financial conglomerates in the world, the largest bank in the UK in terms of assets and market capitalization. In the ranking of the largest public companies in the world, Forbes Global 2000 gave it the 17th place in 2018, and the 52nd place in the list of the most expensive brands. In 2017, ranked 7th in the list of the largest banks in terms of assets.

Headquartered in London. The HSBC retail network includes approximately 3,900 branches in 67 countries in Asia, Europe, North America, South America and Africa and serves approximately 39 million customers, with the main regions of activity being the United Kingdom and Hong Kong. A subsidiary of The Hong Kong and Shanghai Banking Corporation is the largest bank in Hong Kong, accounting for a quarter of the assets of all banks in Hong Kong.

Leading

Mark Tucker (Group Chairman) Jonathan Symonds (Deputy Group Chairman) John Flint (Group Chief Executive)

Shareholders

Almost all HSBC shares are in free float. The market capitalization of the bank as of August 2018 is $ 185.4 billion. The company has more than 200 thousand shareholders in 130 countries and territories. The largest shareholders for 2018: Ping An Asset Management Co., Ltd. — 5,05 %; BlackRock Investment Management (UK) Ltd. — 2,8 %; Legal & General Investment Management Ltd. — 2,2 %; The Vanguard Group, Inc. — 1,89 %; Norges Bank Investment Management — 1,84 %; BlackRock Advisors (UK) Ltd. — 1,03 %; SSgA Funds Management, Inc. — 1,01 %; Aberdeen Asset Investments Ltd. — 1 %; Standard Life Investments Ltd. — 0,86 %; HSBC Global Asset Management (UK) Ltd. — 0,73 %.

Head Office

Credit

Home loans

Exclusive for Premier and Advance banking depositors only
Interest rate repricing period:  1 year 7.5% 2 years 8.3% 3 years 8.75% 5 years 9.75%
Minimum loan amount: 700 000 PHP
Maximum loan amount: 50 000 000 PHP
Payment terms: 5-20 years
Approval time: 5 banking days

Personal loan

Rates:  6, 12, 24 months 0.65% per month 3 years – 1,19% per month
Payment terms: 6-36 months
Approval time: within 5 banking days

Credit fees and rates

  • Processing fee: PHP 1,500 (deducted from loan amount); PHP750 for a loan term of 24 and 36 months
  • Late payment fee: 36% per annum upon late payment
  • Change fee: PHP500.00 for change after drawdown (to change credit details)
  • Explosive cost: calculated in accordance with the description on the HSBC website and in the HSBC
  • Simple Guide to Banking Services and Charges (with early loan repayment) 0.75% of the loan amount (deducted from the loan amount).
  • Loan amounts up to 250,000 Php, which are used for personal purposes, are exempt from DST

Credit Card

HSBC Platinum Visa Credit Card
Enjoy up to 4 times rewards and travel.
You should have the following:

Existing primary credit card issued on-site, owned for at least 12 months
Minimum annual revenue of 500,000 PHP for HSBC Platinum Visa

HSBC Gold Visa Cash Back Credit Card
Earn 5% cash back on restaurant transactions and 0.50% cash back on all your other transactions.
You should have the following:

Existing primary credit card issued on-site, owned for at least 12 months
Minimum annual income of 200,000 PHP for HSBC Gold Visa Cash Back

HSBC Red Mastercard Credit Card
Get 4x bonus points when shopping at local and foreign stores and restaurants.
You should have the following:

Existing primary credit card issued on-site, owned for at least 12 months
Minimum annual income of 200,000 PHP for Red Mastercard

Loan Installment

Installment training

6 months
Monthly installment
7,166.67
Supplement per month
1.25%
Effective interest rate per month
2.11%
Tenor 12 months
Monthly installment
3,633.33
Supplement per month
0.75%
Effective interest rate per month
1.35%
Tenor 24 months
Monthly installment
1,966.67
Supplement per month
0.75%
Effective interest rate per month
1.37%

Contacts

Full company name HSBC PH - Personal Banking, Credit cards, and Loans
Address 7 / F HSBC Center, 3058 Fifth Avenue West Bonifacio Global City, Taguig City 1634 Philippines
Phone number 63 (2) 976-8080 or + 800-100-85-808 from abroad
E-mail customer.care.team@hsbc.com.
Social networks

User rating

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