Home Credit Philippines

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Home Credit Philippines https://upfinance.com/app/uploads/2019/10/copy-hc-logo-1.png
(02) 7753 5711, 7753 5700, 7753 5712, info@homecredit.ph, POS.Opening@homecredit.ph, repayment@homecredit.ph
Interest rate 0% - 3%
Loan tenure from 1 to 36 months
Approval duration Up to 0.5 hours
Min. monthly income

Product Features

Min. financing amount ₱ 10000
Max.financing amount ₱ 1000000
Min. loan tenure 1 months
Max. loan tenure 36 months

Credit

Cash loan

Rates: 
Cash Loan for Existing Clients from 29.28% per annum
Cash loan for New Clients 0% per month
Minimum Loan Amount: 10 000 PHP
Maximum Loan Amount: The maximum amount will depend on the offer given to you
Payment terms: Up 36 months
Approval time: up to 30 minutes

Online shopping

Rates:  0% per month
Minimum Loan Amount: 10 000 PHP
Maximum Loan Amount: The maximum amount will depend on the offer given to you
Payment terms: 6, 9 and 12 months
Approval time: up to 30 minutes
Origination fee: 3% of financed amount
Down Payment: As low as 20% of purchase price

Borrower Requirements

Eligibility:
– At least 21 years old at the time of application but not more than 65 years old upon loan maturity
– Must be a Filipino Citizen
Stable income:
– Employed (at least 3 months),
– Self-employed, businessman,
– Pensioner or receiving regular remittance

Credit Card

Smile

Smile Rewards Program Earn up to 1% rebate/cashback anywhere. Plus, enjoy special cashback, discounts or freebies at partner merchants using your Home Credit Card.
Installment Plan Convert your straight purchases to installment for a minimum of Php3,000 at low interest rate. Just call Customer Service to make the request. You can also avail of 0% installment at partner merchants.
Shopping Convenience Card can be used at 40 million establishments in over 200 countries where Visa is accepted.

Contacts

Full company name Home Credit Philippines
Address
Phone number (02) 7753 5711, 7753 5700, 7753 5712
E-mail info@homecredit.ph, POS.Opening@homecredit.ph, repayment@homecredit.ph
Social networks

User rating

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