Holy Cross Credit Cooperative in the Philippines
The Parish of the Holy Cross Credit Cooperative (PHCCCO) was founded in 1990 by then Parish Priest of Gen. T. de Leon, +Fr. MAR DJ ARENAS with 63 other parishioners, with an initial capital of P20,000.00. The group further embarked on a continuous literacy program (which is being practiced up to now) that provided them […]
Visit site
The Parish of the Holy Cross Credit Cooperative (PHCCCO) was founded in 1990 by then Parish Priest of Gen. T. de Leon, +Fr. MAR DJ ARENAS with 63 other parishioners, with an initial capital of P20,000.00.
The group further embarked on a continuous literacy program (which is being practiced up to now) that provided them with knowledge and skills they needed to efficiently operate the cooperative. First, they lent small loans to founding members in need and soon, other people in the parish took interest in the cooperative. Membership poured in numbers as weeks passed. The first years of the Cooperative were sure tough but because of the dedication, cooperation and determination of the leaders, PHCCCO managed to take off and started to grow steadily.
Credit
Salary loan
Interest rates: 18% per annum
Minimum loan amount: 5 000 PHP
Maximum loan amount: 50 000 PHP
Payment terms: Up to 12 months
Approval time: 3-5 days
Calculate loanEmergency loan
Interest rates: From 15% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 12 months
Approval time: 2-3 days
Business loan
Interest rates: From 18% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 12 months
Approval time: 2-3 days
Educational loan
Interest rates: From 15% per annum
Maximum loan amount: 3 000 PHP
Payment terms: Up to 6 months
Approval time: 2-3 days
Car loan
Interest rates: From 18% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 36 months
Approval time: 2-3 days
Home loan
Interest rates: From 15% per annum
Maximum loan amount: 1 000 000 PHP
Payment terms: Up to 120 months
Approval time: 2-3 days
Condominium loan
Can be availed by Rating A, B/NR/NM
Interest rates: From 15% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 120 months
Approval time: 2-3 days
Travel loan
Interest rates: From 18% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 24 months
Approval time: 3-5 days
Emergency loan
Interest rates: From 2% per month
Maximum loan amount: 100 000 PHP
Payment terms: Up to 12 months
Approval time: 2-3 days
Motorcycle loan
Interest rates: From 15% per annum
Maximum loan amount: Up to 90% of the appraised value
Payment terms: Up to 36 months
Approval time: 1-3 days
Contacts
| Full company name | Holy Cross Credit Cooperative |
| Address | Gen. T. De Leon Road, GTDL, Valenzuela City |
| Phone number | Tel: 8293 3845 | 8293 2820 | 8291 5368 | fax no. 8291-9481 |
| phccoop@yahoo.com.ph | |
| Social networks |
|
