Holy Cross Credit Cooperative in the Philippines

The Parish of the Holy Cross Credit Cooperative (PHCCCO) was founded in 1990 by then Parish Priest of Gen. T. de Leon, +Fr. MAR DJ ARENAS with 63 other parishioners, with an initial capital of P20,000.00. The group further embarked on a continuous literacy program (which is being practiced up to now) that provided them […]

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Holy Cross Credit Cooperative https://upfinance.com/app/uploads/2020/06/logo.jpg
Gen. T. De Leon Road, GTDL, Valenzuela City
Tel: 8293 3845 | 8293 2820 | 8291 5368 | fax no. 8291-9481, phccoop@yahoo.com.ph
Interest rate 1.25% - 2%
Loan tenure from 1 to 120 months
Approval duration Up to 120 hours
Min. monthly income1

The Parish of the Holy Cross Credit Cooperative (PHCCCO) was founded in 1990 by then Parish Priest of Gen. T. de Leon, +Fr. MAR DJ ARENAS with 63 other parishioners, with an initial capital of P20,000.00.
The group further embarked on a continuous literacy program (which is being practiced up to now) that provided them with knowledge and skills they needed to efficiently operate the cooperative. First, they lent small loans to founding members in need and soon, other people in the parish took interest in the cooperative. Membership poured in numbers as weeks passed. The first years of the Cooperative were sure tough but because of the dedication, cooperation and determination of the leaders, PHCCCO managed to take off and started to grow steadily.

Credit

Salary loan

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Interest rates: 18% per annum
Maximum loan amount: 50 000 PHP
Payment terms: Up to 12 months
Approval time: 3-5 days

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Emergency loan

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Interest rates: From 15% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 12 months
Approval time: 2-3 days

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Business loan

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Interest rates: From 18% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 12 months
Approval time: 2-3 days

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Educational loan

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Interest rates: From 15% per annum
Maximum loan amount: 3 000 PHP
Payment terms: Up to 6 months
Approval time: 2-3 days

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Car loan

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Interest rates: From 18% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 36 months
Approval time: 2-3 days

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Home loan

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Interest rates: From 18% per annum
Maximum loan amount: 1 000 000 PHP
Payment terms: Up to 120 months
Approval time: 2-3 days

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Travel loan

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Interest rates: From 18% per annum
Maximum loan amount: 100 000 PHP
Payment terms: Up to 24 months
Approval time: 3-5 days

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Emergency loan

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Interest rates: From 2% per month
Maximum loan amount: 100 000 PHP
Payment terms: Up to 12 months
Approval time: 2-3 days

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Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Contacts

Full company name Holy Cross Credit Cooperative
Address Gen. T. De Leon Road, GTDL, Valenzuela City
Phone number Tel: 8293 3845 | 8293 2820 | 8291 5368 | fax no. 8291-9481
E-mail phccoop@yahoo.com.ph
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