FundKo in the Philippines

The affiliate company of Guevent Investments Development Corporation (GIDC). Lenders can choose from a variety of approved loans. The main objective is to collect payments from borrowers and distribute income among lenders

Visit site
Guevent Investments Development Corporation
Fintechnology Inc., 3rd Floor Guevent Building, #52 D.M. Guevara St. corner Calbayog St., Mandaluyong City, Philippines
534-9185 (local 58) ,
Interest rate 2.6% - 35%
Loan tenure from 1 to 3 months
Approval duration Up to 168 hours
Min. monthly income1

About company

The company is registered in the city of Mandaluyong, which is located in the Philippines. Founded in 2002. It is a structural unit of Guevent Investments Development Corporation (GIDC). It is the holding of the largest companies in the Philippines. It is engaged in investment, financing, lending.
FundKo company operates within the Law of the Republic of Philippines No. 10173. It strictly follows the privacy policy and the protection of personal data.

Online loan

Send an application

Interest Rates:  31,7% per annum
Amount of first loan: up to 10 000 PHP
Minimum loan amount: 2 000 PHP
Payment terms: From 10 days to 3 months
Collateral: No
Approval time: 7-10 days
After a preliminary approval you will get a cash loan credited to your bank card.

Calculate loan

Borrower requirements

– Between 20 and 65 years old
– A Filipino citizen with a valid home address in Philippines
– Currently employed or self-employed, OFW/Seafarer’s Allottee or otherwise have steady income
– Have a valid mobile phone number
– Have a valid email
– Have at leas 1 Government ID
You can increase your chances to be approved for a loan by providing:
– Latest proof of billing (Meralco, water bill, cable, internet, or PLDT bills)
– Company ID
– Latest one-month payslip


Loan Calculator

Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
₱ 10661.85

The advantages of service

The company provides services for borrowers and lenders, combining their interests. Each party will identify certain positive qualities of this online platform.

Advantages of the platform for borrowers:

  • Opportunity to choose favorable rates;
  • Clear, accessible interface;
  • Quick registration, verification of personal data;
  • Instant accrual of funds by the provided details;
  • Availability of an app for smartphones.

Advantages of the platform for lenders:

  • The profitability of investing funds in crowdlending is higher than that of deposits;
  • The platform ensures the security of the transaction;
  • The ability to invest simultaneously in several loan programs;
  • No need to check the reliability of borrowers.

How to get a loan in the company

Borrowers can be individuals, representatives of medium and small businesses. Their creditworthiness is checked on the basis of the submitted documents. A loan requires a passport or other identity document. Based on personal data, the platform sets a credit rating. To form it, it is necessary to specify in the application:

  • Availability of real estate as a property;
  • Debt burden (presence of outstanding loans);
  • Possibility to provide a collateral;
  • Availability of regular income and employment;
  • Terms of residence in the Philippines.

The higher the credit rating, the lower the rate.

In order to get a loan, you should:

  1. Register a new account on the official website. Password and login are confirmed via email.
  2. Wait for the link that will come to the e-mail. Click it, confirm your status.
  3. After activating your account, you can start searching for a loan.

The investor data is registered in the same way. Be sure to confirm e-mail. Scans of documents are downloaded in your personal account.

Four steps to get a loan

  1. The borrower chooses a loan on the online platform. Determines the amount and term of the loan. Fills out an application with personal data.
  2. Service processes the application. Checks the solvency of the potential borrower. Tracks his credit history. After a successful check, the service selects offers from various lenders.
  3. Accepting the proposed conditions, the borrower waits for SMS-notification. With a special code, he confirms his consent to the processing of data and obtaining a loan. Documents are attached to the application. These are personal photos of the borrower, scan of bank statement and passport, certificate of employment, marriage contract (if any). They should be uploaded to the profile in the section “Document Management”.
  4. The lender transfers the money to the borrower if approved. On that date, representatives of the company FundKo consolidate debts. They then distribute the amount to the lenders.

How to return a loan

Loan payments are made on a monthly basis. For this, a system of postdated checks is provided. Payment is carried out online through a personal account. There are no other ways to repay the loan.

Why you should choose this company

FundKo company charges a minimum commission – 5% of the loan amount. Interest is levied on borrowers and lenders. There are no hidden fees. Insurance of borrowers is optional. Advance is accepted.

At the same time, the company undertakes a full credit check of the client. Provides quick transactions – consideration of the application and transfer of funds. Works with the able-bodied population, as well as with students, with representatives of the business environment. Interest rates range from 12 to 35% for individuals and from 10 to 24% for representatives of large and medium-sized businesses. Rates can be lowered if the borrower re-takes a loan on FundKo platform after successfully repaying the loan.

The minimum loan period is 3 months, the maximum is one year. Debt is written off in equal installments, monthly. Loan amounts – from 10 to 400 thousand pesos, for entrepreneurs – up to 1.5 million.

Types of loans:

  • Personal, consumer;
  • Cards;
  • Business loans;
  • Refinancing.

The company is officially operating and has permission from the SEC Exchange and Securities Commission. Ready to assist customers in matters of lending through a phone call or via e-mail.

Offline offices of the company

FundKo company works only on the Internet. However, it has an office located in the city of Mandaluen.

Full address: Guevent Building, #52 Domingo Guevara St. corner Calbayog, Brgy. Mauway, 3rd floor.

Product Features

Min. financing amount ₱1000
Max. financing amount Up to ₱250000
Min. loan tenure 1 months
Max. loan tenure 3 months
Interest rate 2.6% - 35%
Approval duration Up to 168 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 months 2 months 3 months 4 months 3 months
LOAN AMOUNT ₱125000 ₱125000 ₱125000 ₱125000 ₱125000
FEE 2.6% 2.6% 2.6% 2.6% 2.6%
INTEREST AMOUNT ₱271 ₱542 ₱813 ₱1083 ₱813
TOTAL REPAYMENT ₱125271 ₱125542 ₱125813 ₱126083 ₱125813

Fees & Charges

One time setup
Processing fee Yes
Stamp duty N/A
Disbursement & misc. fee N/A
Annual fee N/A
Other fees N/A
Early settlement no information
Late payment charges no information
Other penalties no information

Other Requirements

Other details -


You need to register on our website. Then log in with your username and password and fill out our online application. After that, attach copies of documents to the application.

Send an application

If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.

Send an application

You will receive a system generated SMS advice on the status of application

Send an application

You can get your money credited directly to your Bank account. You will be asked to enter your Bank account number in the loan application.

Send an application


Full company name Guevent Investments Development Corporation
Address Fintechnology Inc., 3rd Floor Guevent Building, #52 D.M. Guevara St. corner Calbayog St., Mandaluyong City, Philippines
Phone number 534-9185 (local 58)
Social networks

Editor, copywriter of the site.

User rating


1 year ago

I recommend this company

i recommend this company because they are courteous, respectful and their approval process is efficient and fast. The system works very fast because they have automated every part of the process.

1 year ago

Fundko is my favorite and best company

Outstanding customer service, the representative Was courteous and knowledgeable, which made my experience worthy of recommending to others.

Leave a review

Your rating

Characters remaining: 4096

Only our subscribers have access to the most profitable loans and deposits offers.