Esquire Financing in the Philippines

The credit company helps local businesses, small and medium business owners.

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Esquire Financing Inc
Tower 1, 31st Floor High Street South Corporate Plaza, 26th St, Taguig, 1634 Metro Manila
"63 2 811 8888 (Manila) | + 63 32 254 8204 (Cebu) ",
Interest rate per day 0.11% - 0.33%
Loan tenure from 90 to 360 days
Approval duration Up to 168 hours

About company

Esquire Financing Inc. – microfinance company providing loans to individual entrepreneurs and legal entities. Loans are issued on favorable terms: low interest rate, simplified list of documents, prompt consideration of applications. 

The main activity of the company Esquire Financing Inc. – lending to small and medium-sized businesses, the provision of urgent financial assistance, expert advice. A loan in this organization can be an alternative source of financing for a developing enterprise. Appeal to this company allows entrepreneurs to fully use the potential of their business, reach a new level of development, increase its cost-efficiency and profitability. 

Business loan

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Interest Rates:  From 3,5% per month
Minimum loan amount: 100 000 PHP
Maximum loan amount: 10 000 000 PHP
Payment terms: 3 – 12 months
Approval time: within 7 banking days

Calculate loan


Loan Calculator

Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
₱ 10661.85

How to get a loan in the company?

Before you apply, you be sure that the necessary documents are available. The package will vary depending on your specialization. Mandatory list of documents for all customers who contact Esquire Financing Inc. for the purpose of obtaining a loan:

  • questionnaire filled out according to the established sample;
  • INN and identity card;
  • bank certification and bank account statement (for the last 3 months);
  • copy of permission Barangay Business;
  • photo 2×2 inches;
  • office snapshot;
  • certificates confirming that you live in the Philippines.

Individual entrepreneurs will have to provide a certificate of the corporate name of the DTI form. A separate package of additional documents is defined for partners and corporations. 

The advantages of service

On the official website of the company there is all the information that concerns the terms of lending, the minimum and maximum amount, the features of cooperation. If you have not found an answer to your question, you can call the office or use the feedback form. Advantages of the service:

  • three-stage business loan without collateral;
  • loan amount from 100 000 to 10 000 000 PHP;
  • loyal requirements to customers;
  • flexible terms of cooperation for individual entrepreneurs and legal entities;
  • applications are considered up to 7 business days;
  • loans are issued for entrepreneurs for various purposes related to business development;
  • convenient ways to repay debt. 

The interest rate on the loan is determined by the credit committee. It depends on such factors as the loan term, the loan amount. 

Why you should choose this company?

The company does not cooperate with individuals, provides loans only to entrepreneurs. The purpose of the establishment and operation of the organization is to support local business, to stimulate its development. Only those clients who already have a valid account (active for at least 6 months) can apply for a loan. Arguments for Esquire Financing Inc.:

  • Efficiency. Thanks to many years of experience and highly qualified specialists, it was possible to achieve optimal performance of issued loans. The received money can be used for business expansion or as additional working capital. 
  • Flexibility. Credit conditions are developed individually for the client. You will be offered a favorable interest rate, convenient ways to pay off debt.
  • Honesty and transparency. The contract details the conditions for granting loans. No hidden fees or commissions, gimmicks printed in small print. 

In this financial institution, you can get a fast, trouble-free loan to maintain or expand your business without collateral, without guarantors. The company strictly adheres to the laws and requirements, constantly improves the quality of service, taking care of its customers. The process of obtaining a loan is simple and straightforward. High probability of approval. 

4 steps to get a loan

  1. Fill out the form online on the official website of the company. You will be contacted by a representative who will familiarize you with the conditions and answer your questions.
  2. Fill out a loan application, prepare the necessary documents and send it to the main office of the company. If in the process of filling you have any questions, use the advice of an expert.
  3. Within 7 days you will receive an email with a decision on the loan. In addition, an employee will immediately contact you to report a decision and advise you what to do next. 
  4. If the application is approved, get your money. 

How to repay a loan?

Payment of the loan amount and interest rate is carried out by one check. Dated PDC checks must be provided to confirm payment. 

Offline offices of the company

Head office:  Tagig

tel.: (02) 811,8888


Local office: Binyan, Laguna

tel.: (02) 404,2166 / +63,920,280,7035 / +63,905,493,4138


Local office: Santa-Ana

tel.: (02) 242,7672 / (02) 585,2539 / + 63,998,575,5424 / +63,917,583,9215


Branch:  Cebu City

tel.: +63,932,254,8204 


Product Features

Min. financing amount ₱100000
Max. financing amount Up to ₱10000000
Min. loan tenure 90 days
Max. loan tenure 360 days
Interest rate per day 0.11% - 0.33%
Approval duration Up to 168 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 90 days 91 days 92 days 93 days 360 days
LOAN AMOUNT ₱5000000 ₱5000000 ₱5000000 ₱5000000 ₱5000000
FEE PER DAY 0.11% 0.11% 0.11% 0.11% 0.11%
INTEREST AMOUNT ₱495000 ₱500500 ₱506000 ₱511500 ₱1980000
TOTAL REPAYMENT ₱5495000 ₱5500500 ₱5506000 ₱5511500 ₱6980000

Fees & Charges

One time setup
Processing fee N/A
Stamp duty N/A
Disbursement & misc. fee N/A
Annual fee N/A
Other fees N/A
Early settlement no information
Late payment charges no information
Other penalties no information

Other Requirements

Other details -


Small businesses in the Philippines can be determined depending on the size of the assets, the amount of equity and the number of employees. Enterprises can also be determined depending on the number of employees. Small businesses employ between 10 and 99 workers.

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The maximum loan term is not more than 12 months.

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• 1 year working business.
• Register with DTI or SEC in the name of the borrower.
• Mayor’s permission registered in the name of the borrower.
• The borrower is the main shareholder or owner of the business.
• The borrower has a current account of at least 6 months, which is used.
• The borrower has the right to sign checks.

Send an application

To date, the maximum amount of this loan is PHP 10,000,000.

Send an application


Full company name Esquire Financing Inc
Address Tower 1, 31st Floor High Street South Corporate Plaza, 26th St, Taguig, 1634 Metro Manila
Phone number "63 2 811 8888 (Manila) | + 63 32 254 8204 (Cebu) "
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User rating


2 years ago


Getting a loan with Esquire Financing loans is easy and fast. The payment plan is awesome. If you need extra time to pay they do not count it against you. You have the option to pay early with a credit or debit card. I will definitely be using them more often.

2 years ago

this is best company

upfinance gave me a chance when alot of places wouldn't. The loan process was easy and fast. I love the fact they report to the credit agencies to improve people's credit score! Not many places do that. I am extreamly happy and glad I decided to give them a try! My credit is not the best at all but yet they gave me trust and also will help my credit! They say yes when most say no! Thanks Fig Loans for the second chance in life to fix my credit. Your amazing and I have already recommended your company to all my friends!

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