Enterprise Bank has been pursuing its mission to serve clients especially in the rural areas for the past 40 years. Most of the bank’s branches and other offices, ATMs and its Head Office, are located in rural areas where access to banking services is needed most. Through its Enterprise Lending, the bank also supports growing […]Visit site
|Min. financing amount||₱ 10000|
|Max.financing amount||₱ 5000000|
|Min. loan tenure||2 months|
|Max. loan tenure||36 months|
– At least 21 years old at the time of application but not more than 65 years old upon loan maturity
– Must be a Filipino Citizen
– Must have an office or residence landline
– Minimum gross monthly income for Metro Manila – 15 000 PHP
– For outside Metro Manila – 12 000 PHP
– With at least two (2) continuous years of profitable operations in the same line of business
– Minimum gross monthly income for Metro Manila – 30 000 PHP
– For outside Metro Manila – 25 000 PHP
Small Business Loan
Enterprising Business Loan
Loans againsts ADB on Deposit
Duly registered to operate as a business in the Philippines;
Must have been operating for at least 3 years, and profitable for the latest 1 year;
Must have no outstanding debt that exceeds 40% the company’s monthly income;
Each franchise loan must be tied to the business’ primary owner; for partnerships/corporations, this means:
Owner with simple majority (individual with the single largest stake in the company) must provide details and sign off on the loan application form, and ultimately be the signatory in the surety agreement prior to loan booking
If simple majority is shared across multiple owners, only (1) of them is required to sign off on the loan
– P5,000 Initial Deposit
– with Free Passbook and ATM
– P200 Initial Deposit
– 0.1% Interest p.a.
– With EMV ATM card
– P3,500 Initial Deposit
– with ATM free of charge
– P2,000 Initial Deposit
– 0.1% Interest p.a.
– With EMV ATM card
P10,000 Initial Deposit
with passbook option
Time Deposit: P5,000 Minimum Deposit
Flexible Term, Variable Interest Rate
Long Term Deposit: P500,000 Minimum Deposit
5 years term, Tax-exempt
The longest loan period is 10 years.Send an application
Since this type of loan is associated with large amounts of money and a large volume of documents, the term for making a decision by the Bank depends on two stages of verification. First, the Bank will check your solvency, this stage takes no more than 5 working days on average. Then the Bank will need to check the documents for the land or property you are buying, as well as make an assessment of it.Send an application
There is no single solution. If you need the lowest monthly payment, then take loan for the maximum possible period. If you are not sure that you will have a consistently high income, then take as little time as possible.Send an application
Existing EBI clients.Send an application
The maximum amount of a Salary is 700,000 PHP.Send an application
The maximum loan amount depends on your income and loan term. According to Philippine law, paying a loan cannot exceed 30% of income.Send an application
No, not required for collateral.Send an application
Small businesses in the Philippines can be determined depending on the size of the assets, the amount of equity and the number of employees. Enterprises can also be determined depending on the number of employees. Small businesses employ between 10 and 99 workers.Send an application
The maximum loan term is not more than 18 months.Send an application
|Full company name||Enterprise Bank|
|Address||National Highway, Poblacion, Lianga, Surigao Del Sur 8307|
|Phone number||(082) 225-8892 Fax: (082) 300-6131|
Enterprise Bank has been pursuing its mission to serve clients especially in the rural areas for the past 40 years.
Most of the bank’s branches and other offices, ATMs and its Head Office, are located in rural areas where access to banking services is needed most.
Through its Enterprise Lending, the bank also supports growing entrepreneurs and enterprises.
From a single unit rural bank from the Municipality of Lianga, Surigao del Sur, the bank now operates in 10 provinces of Mindanao and in Cebu.
Aside from deposits and loans, Enterprise Bank also offers fee-based services such as remittance and bills payment.