DCCCO Multipurpose Cooperative in the Philippines

February 17, 1968: Dumaguete Cathedral Credit Cooperative Union (DCCCU) was formally organized. The Why of its Existence: Felt need brought about by socio-economic difficulties and painful/dehumanizing effects of poverty and exploitation. Urgent need to liberate a group of parents from the clutches of loan sharks for the educational needs of their children/students at Dumaguete Cathedral […]

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DCCCO Multipurpose Cooperative https://upfinance.com/app/uploads/2020/06/dccco.jpg
Sta. Rosa Street, Poblacion 2, Dumaguete City, Negros Oriental, Philippines
Tel. No. (035) 422-4493, headoffice@dccco.coop
Interest rate 0.5% - 2%
Loan tenure from 3 to 180 months
Approval duration Up to 120 hours
Min. monthly income1

February 17, 1968: Dumaguete Cathedral Credit Cooperative Union (DCCCU) was formally organized. The Why of its Existence:

  • Felt need brought about by socio-economic difficulties and painful/dehumanizing effects of poverty and exploitation.
  • Urgent need to liberate a group of parents from the clutches of loan sharks for the educational needs of their children/students at Dumaguete Cathedral College (DCC), now Colegio de Santa Catalina de Alejandria (COSCA).

Credit

Regular loan

Membership
classification
Interest
rates p.m.
Platinum 0.75%
Gold 0.8%
Silver 0.85%
Bronze 0.9%
Nickel 0.95%
new member 1,2%

Minimum loan amount: 5 000 PHP
Maximum loan amount: Up to 50 000 PHP
Payment terms: Up to 12 months
Approval time: 3-5 days

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Car/Vehicle loan

Brand New Auto Loan Rates 0,5% per month
Used Car Loan Rates: 0,65% – 1% per month
Loan amount:
Brand new: up to 80% of purchase price
Second hand: up to 70% of appraised value
Payment terms: 12 to 60 months
Eligibility: 6 months full-fledged members
For loans above 300 000 PHP – 3 years full-fledged members
Approval time: 3-5 days
Down payment: As low as 20% of purchase price

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Salary loan

Interest rates: 0.75% per month
Maximum loan amount: 200 000 PHP
Payment terms: Up to 7 years
Approval time: 3-5 days

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Financing loan (Motorcycle)

Interest rates: 1% per month
Maximum loan amount: up to 100% of purchase price
Payment terms: Up to 36 months
Approval time: 3 – 5 days

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Member Housing loan

Interest rates: 9% per year
Maximum loan amount: up to 800 000 PHP
Payment terms:

Loan amount ₱ monrhs
up to 300 000 60
300 000 – 500 000 120
500 000 – 800 000 180

Approval time: 3 – 5 days

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Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Contacts

Full company name DCCCO Multipurpose Cooperative
Address Sta. Rosa Street, Poblacion 2, Dumaguete City, Negros Oriental, Philippines
Phone number Tel. No. (035) 422-4493
E-mail headoffice@dccco.coop
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