Citystate Savings Bank in the Philippines

Citystate Savings Bank (PSE: CSB) is a publicly listed thrift bank listed in the Philippine Stock Exchange. The bank was a partnership between a group of Filipino businessmen led by Ambassador Antonio Cabangon Chua and a Singaporean investment holding company. It was granted the thrift bank license by the Monetary Board of Bangko Sentral ng […]

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Citystate Savings Bank, Inc. https://upfinance.com/app/uploads/2019/08/Без-названия-5.jpg
Building Citystate Center, Shaw Boulevard 709, Brgy. Oranbo, 1600 Pasig City, Philippines
+63 2 470 3333 Telefax: (632) 746-2062, Careers@Citystate Savings Bank.com
Interest rate 0.43% - 2%
Loan tenure from 12 to 120 months
Approval duration Up to 168 hours
Min. monthly income

Leading

Amb. Antonio Cabangon Chua (Founder and Chairman Emeritus) D. Alfred A. Cabangon (Chairman of the Board)

Product Features

Min. financing amount ₱ 10000
Max.financing amount ₱ 5000000
Min. loan tenure 12 months
Max. loan tenure 120 months

Credit

Housing loan

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Rates:  From 7.00% APR
Minimum loan amount: 500 000 PHP
Maximum loan amount: Up to 80% of assessed value
Payment terms: Up to 10 years
Approval time: 5-21 banking days

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Truck loan

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Rates: 1 year – from ​​5,19%; 5 years – from 31,50%
Loan amount: up to 70% of purchase price
Payment terms: Up to 3 years
Approval time: 1- 3 banking days
Down payment: As low as 30% of purchase price

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Salary loan

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Rates:  From 1.7% per month
Minimum loan amount: 5 000 PHP
Maximum loan amount: of 3x Gross Monthly Salary
Payment terms: 12 – 36 months
Approval time: within 5 banking days

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Jewelry loan

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Rates:  2% per month
Payment terms: Up to 4 months
Approval time: 1 hour
Requirements:
– 1 valid ID
– Proof of income or other source of income documents

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Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Borrower Requirements

Eligibility: 
– At least 21 years old at the time of application but not more than 65 years old upon loan maturity
Сitizenship:
– Must be a Filipino Citizen< If Employed:
– Employees of companies that belongs to Top 10,000 corporations in the Philippines
– Permanent employment status with a minimum of two (2) years tenure from the date of permanency

Deposited

SAVING

We offer a safe and secure savings plan for each situation. We have ways to help you get started at an early age and reward you for saving in the future. Whatever your specific savings, we can provide you with a competitive and flexible solution.

Peso Passbook Savings Account

Savings Bank Citystate offers a savings deposit account that matches your lifestyle, starting with an initial deposit of P500.00

Features and benefits

Passbook will be provided to monitor all your financial transactions.
Interest account Interest will be credited monthly.
Access to ATMs at any branch of Citystate Savings Bank, BancNet, Megalink or Expressnet throughout the country.
Signature Verification Online
Insured deposits up to P 500,000.00

Product information

Initial Deposit Maintaining Balance ADB to earn interest
Individual Php 500 Php 500 Php 1000
Corporate Php 5000 Php 5000 Php 20000

Peso ATM Savings Account

For round-the-clock, 24-hour banking service, Citystate Savings Bank offers a savings account at an ATM that meets your daily banking needs, since we believe that you should do banking transactions at a convenient time for you. This account comes with a CITY CASH ATM card.

Features and benefits

Getting started with P 500.00 to open an account
Interest account Interest will be credited monthly.
Maximum withdrawal P 40 000.00 per banking day
Pay bills by credit card, utility and insurance premiums.
Cashless purchases through BancNet payment system in leading department stores and supermarkets
Transfer funds to bank accounts of other BancNet members
24-hour online banking
Access at all BancNet, Megalink or Expressnet ATMs
Insured deposits up to P 500,000.00

Product information

Initial Deposit Maintaining Balance ADB to earn interest
Individual Php 500.00 Php 500.00 Php 1,000.00

Student account

Citystate Savings Bank Inc. offers our young people a savings account for children aged 0–12 and 13–19 years. An account that teaches our children the values ​​and mechanics of savings at an early age. These accounts are also attractive gifts from parents, grandparents, relatives or friends to start building a future for children.

Starter Rescue Club

Open to children from 0 to 12 years
Initial Deposit: Php 100.00
Interest account
ADB earn interest: Php 500.00
Allowed interbranch without payment
Account Evidence: CBS Kiddie Passbook
Insured Deposit up to 500,000 Php

Teen Savers Card for Students

Open to children from 13 to 19 years
Initial Deposit: Php 200.00
ADB to earn interest: Php 1 000.00
Can be used as a debit card
Removal through Bancnet / Megalink cars across the country
Insured deposits up to 500 000 Php

Required documents

Last number of school
Birth certificate
For an ITF account: the parent must provide a valid ID

CHECKS
Regular checking account

Citystate Savings Bank Inc. understands that your life will become easier when your current account matches your financial lifestyle. We offer a wide range of current account options that allow you to make deposits, payments, withdrawals from over-the-counter transactions and withdrawals.

Features and benefits

Issuing a monthly account statement detailing your financial transactions
Express check verification at any branch of Citystate Savings Bank across the country through our online signature verification service.
No interbranch transactions
Monthly Account Statement
Insured deposits up to P 500,000.00

Product information

Initial Deposit Maintaining Balance
Individual Php 5,000.00 Php 5,000.00
Corporate Php 20,000.00 Php 20,000.00

DOLLAR SAVINGS ACCOUNT
In Citystate Savings Bank this is always the best season for growing greens!

Features and benefits

Open an account for just $ 100.00.
Signature Verification Online
Interest account Interest will be credited monthly.
Check deposits to be cleared
Insured deposits up to P 500 000.00
Low balance support

Product information

Initial Deposit Maintaining Balance ADB to earn interest
Individual USD 100.00 USD 100.00 USD 200.00
Corporate USD 500.00 USD 500.00 USD 1,000.00

FAQ

Because the Truck loan is a secured loan, and the Salary loan – no. Accordingly, the higher the risk of non-repayment of the loan from the bank, the higher the interest rate on such loans.

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LOANABLE AMOUNT – Maximum of 3x Gross Monthly Salary

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The maximum period for which banks issue a Salary loan is 36 months.

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The Bank does not accept household appliances, phones, designer bags as collateral, unlike some pawnshops. The interest rate on this type of loan is 2% per month, and in pawnshops, interest rates usually vary from 3% to 7%.
In addition, in our bank you can extend the loan term up to 12 months.

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Yes, required – Proof of income or other source of income documents

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The bank sells your jewelry at auction.

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As a rule, a Truck loan is provided for the purchase of a new truck – a 4, 6 or 10-wheel car.

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The maximum amount is 70% of purchase price.

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Yes, the car remains pledged to the bank until the loan is repaid. In addition, you will be required to annually insure your car in case of breakdown or accident.

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Contacts

Full company name Citystate Savings Bank, Inc.
Address Building Citystate Center, Shaw Boulevard 709, Brgy. Oranbo, 1600 Pasig City, Philippines
Phone number +63 2 470 3333 Telefax: (632) 746-2062
E-mail Careers@Citystate Savings Bank.com
Social networks

Citystate Savings Bank (PSE: CSB) is a publicly listed thrift bank listed in the Philippine Stock Exchange. The bank was a partnership between a group of Filipino businessmen led by Ambassador Antonio Cabangon Chua and a Singaporean investment holding company. It was granted the thrift bank license by the Monetary Board of Bangko Sentral ng Pilipinas in 1997. City State offers banking services, such as deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The bank caters to the needs of corporate, middle market and retail clients. The bank operates a total of 24 branches nationwide and employs 276 employees at the end of 2009. As of December 27, 2010, Citystate has a total market capitalization of P2.03 billion and share price of P28.00.

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Reviews

7 months ago

Thank you, Citystate Savings Bank !

Friendly employees and officers. clean surroundings, respectful staff.

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