Formally established in 1988, the PJ Lhuillier Group of Companies (PJLGC) is a dynamic, multi-industry company that owns and operates businesses dealing with financial services such as pawning, remittance, microinsurance, micro savings, and business to business micro loan solutions. We also ventured into other industries such as retail, hotel and restaurant management, IT, sports management, […]Visit site
|Min. financing amount||₱ 500|
|Max.financing amount||₱ 1000000|
|Min. loan tenure||1 months|
|Max. loan tenure||4 months|
Interest Rates: 4% for pawning (with advance interest) or 5% for sangla gadget per month
Maximum loan amount: up to 80% of the estimated price
Payment terms: 30-120 days
Collateral: gold, diamond, and platinum jewelry and watches, as well as selected non-jewelry items such as cellphones and laptop computers
Approval time: 1 hour
Certificate of Time Deposits
Five-Year Term Time Deposits
Special Savings Deposits
Regular Savings Deposits
Regular Demand Deposits
The longest loan period is 15 years.Send an application
Since this type of loan is associated with large amounts of money and a large volume of documents, the term for making a decision by the Bank depends on two stages of verification. First, the Bank will check your solvency, this stage takes no more than 5 working days on average. Then the Bank will need to check the documents for the land or property you are buying, as well as make an assessment of it.Send an application
There is no single solution. If you need the lowest monthly payment, then take loan for the maximum possible period. If you are not sure that you will have a consistently high income, then take as little time as possible.Send an application
The minimum down payment for a new car is 30% of purchase price.Send an application
Payment terms – up to 36 months.Send an application
No, the car is your property from the moment of purchase, but remains the bank’s guarantee for the loan period. This means that you cannot sell the car, and you also have to pay for car insurance so that the bank can receive its money in any case.Send an application
Documents confirming income and identification are the main requirements for obtaining a car loan.
Application form with filled in fields.
Copy of Passport or any ID ( SSS ID, Driver’s License, Voter’s ID)
Working borrowers must submit documents: certificates from the place of work or COE, a copy of payslip for 2 months, income tax return from BIR or ITR within 1 year.
Self-employed applicants must submit documents: a copy of the ITR with THE bir stamp , a copy of registration with the DTI or SEC, and a copy of financial statements for a period of at least 2 years .
After buying a car, you need to pay for insurance.
Initial registration is usually done by agents, so you get a copy of OR / CR. You must remember that the initial registration is valid for 3 years, so after that you need to renew it annually in LTO.Send an application
Well, of course. The Bank will pledge your car, which is already in your property at the time of applying for a car loan.
Loan amount – up to 40% of the value of your car.
|Full company name||Cebuana Lhuillier|
|Address||Nicanor Reyes Sr St, 395, Manila, 1008 Metro Manila|
|Phone number||(02) 8779-9800 (PLDT) (02) 7759-9800 (Globelines)|
Formally established in 1988, the PJ Lhuillier Group of Companies (PJLGC) is a dynamic, multi-industry company that owns and operates businesses dealing with financial services such as pawning, remittance, microinsurance, micro savings, and business to business micro loan solutions.
We also ventured into other industries such as retail, hotel and restaurant management, IT, sports management, and real estate.
We are the proud parent company of Cebuana Lhuillier, the Philippines’ leading and largest micro financial services provider specializing in pawning, remittance, microinsurance, and micro savings.
With close to 2 500 branches nationwide, Cebuana Lhuillier is one of the most accessible pawnshop chains in the Philippines. Alongside safety and world-class service, Cebuana Lhuillier also gives one of the highest appraisal rate in the industry for items such as jewelry and gadgets, offering up to 30% more than other pawnshops.
Pano poh mag avail NG cash load pauwi n poh ako pra s vacation on Dec... From saudi
panu po mag apply? pwede po ba ma approved agad?
How to apply
Ilang days bago nyo ma aproban ang loan ko sa inyo?
Ilan days po bago nyo ma aproban ang loan ko sa inyo?
I know for a long years, CEBUANA LHUILLIER served me well. And I will always be there to support
Pano MG aply
Home cash loan
I want to ofw loan what is requirement but Im here in Riyadh Saudi arabia
Pano mag loan
Thanks Cebuana Lhuillier I bought my house! Dreams Come True!