Cashwagon in the Philippines

Cashwagon is a rapidly-scaling fintech company that operates a unique digital platform to provide access to a broad range of consumer financial products. These products are created for 80% of people in South-East Asia who feel excluded and underserved by traditional financial services.
To achieve this, Cashwagon leverages fintech innovations designed to help the many instead of the few.

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Green Money Tree Lending Corp.
22F The World Centre, 330 Sen. Gil Puyat Avenue, Makati City
(02) 672 7853,
Interest rate per day 0.4% - 1.5%
Loan tenure from 1 to 180 days
Approval duration Up to 1 hours

About company

Cashwagon is a large company providing residents of Southeast Asia with access to financial products. Cashwagon ranks among the top financial institutions in the Philippines. Its head office is located in Singapore. The company operates in five countries: Indonesia, Vietnam, Sri Lanka, Cambodia, the Philippines.

Cashwagon’s activities are fully official and registered in accordance with the law. The company has a license that guarantees fair transactions. Activities are carried out in accordance with the laws of the Philippines. Cashwagon uses a digital platform to provide citizens with access to various loan products. All of them are created to meet the needs of 80% of Southeast Asian residents, where the issue of financing is particularly acute. 

It is worth noting that the number of customers exceeds 3 million people. According to research, the mobile app was installed by 2.4 million people around the world. 

Cash loan

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Interest Rates:  From 12% per month to 45% per month
Minimum loan amount: 2 000 PHP
Maximum loan amount: 20 000 PHP
Payment terms: Up to 180 days
Approval time: 1 hour

Calculate loan

Borrower requirements

– At least 20 years old at the time of application but not more than 60 years old upon loan maturity
– Must be a Filipino Citizen
– Currently employed or with a steady income


Loan Calculator

Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
₱ 10661.85

How to get a loan

To use the services of Cashwagon, you do not need to personally visit the office of the company. It is enough to fill in the online form located on the official site. It will not take more than 10 minutes. You will need to provide the following information:

  • loan amount;
  • repayment terms;
  • personal information (first name, last name, year of birth);
  • contact information (phone number).

Please note that all the information you provide is strictly confidential, and is privately available. 

You can use the loan calculator for free, which allows you to calculate the optimal lending period for you personally. This will determine the amount of the monthly payment, which will not be noticeable for your budget.

After submitting the questionnaire, you will receive a call from the Cashwagon manager to the phone number you specified. He will clarify the details and answer all your questions. The loan application is processed within 5-10 minutes, then the borrower receives a text message confirming the loan issue. It is worth noting that in 93% of cases the company makes a positive decision. On the same day, the money goes to the client’s account.

Benefits of the service

Cashwagon has many features that make it trusted by hundreds of people every day:

  • online application process;
  • loan repayment in a way convenient for you;
  • it is possible to install a mobile app for free, and to be aware of the latest company news;
  • large loan amounts (up to 20 000 Philippine pesos);
  • after approval of the application, the money is instantly credited to the account;
  • there are no hidden fees and additional overpayments;
  • customer support is available 24 hours a day.

Reasons for choosing Cashwagon

For its first customers, the company offers a “free loan”. Anyone can get it. To do this, you need to comply with simple conditions:

  • loan amount must not exceed 7000 Philippine pesos;
  • the lending period is 10 days (during this time the loan must be fully repaid).

When you re-apply the loan amount increases with repayment terms. 

Even more features are provided by a mobile application for smartphones. 

Four steps to get a loan

The main condition for the approval of the application is that the borrower must be 20 years old and not exceed 60. He must also work or reside within Jabodetabek or other 23 cities of the Philippines: Bandung, Gresik, Malang, Sidoarjo, Surabaya, Klaten, Qudus, Magelang, Semarang, Solo , Yogyakarta, Bantul.

You don’t need to collect a whole package of documents to get the money you need. It is enough to go through 4 stages for their accrual:

  • filling out the form located on the site;
  • sending a questionnaire;
  • taking a call from a manager;
  • receiving money into your account.

How to return a loan

Cashwagon has included in the contract with the borrower a whole section with detailed information on the methods and terms of repayment. Strict adherence to the points will avoid penalties. 

You can track the status of the loan in your account. Repayment of debt can occur in several stages, or with a full amount at once (the main thing is compliance with the deadlines). To make payments, use reliable and verified payment systems that are Cashwagon partners. All information about them is available both in the mobile app and on the official website of the company.


Product Features

Min. financing amount ₱2000
Max. financing amount Up to ₱20000
Min. loan tenure 1 days
Max. loan tenure 180 days
Interest rate per day 0.4% - 1.5%
Approval duration Up to 1 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 days 2 days 3 days 4 days 180 days
LOAN AMOUNT ₱10000 ₱10000 ₱10000 ₱10000 ₱10000
FEE PER DAY 0.4% 0.4% 0.4% 0.4% 0.4%
INTEREST AMOUNT ₱40 ₱80 ₱120 ₱160 ₱7200
TOTAL REPAYMENT ₱10040 ₱10080 ₱10120 ₱10160 ₱17200

Fees & Charges

One time setup
Processing fee Yes
Stamp duty N/A
Disbursement & misc. fee N/A
Annual fee N/A
Other fees PHP 700 for late payment
Early settlement no penalties
Late payment charges PHP 500 every 3, 10, 20, 30 days by default
Other penalties no penalties

Other Requirements

Need to open linked banked account? Yes


It’s easy and done through the site. Register using your mobile number; fill in your profile with the necessary personal, work and bank details (for verification and payment); and click apply!

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If you are a new customer, you must receive a credit decision within one banking day after applying. For regular customers, you can make a loan decision faster, since most of your information has already been verified.

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You will receive a system generated SMS advice on the status of application

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You can get your money credited directly to your Bank account. You will be asked to enter your Bank account number in the loan application.

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Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.

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You do not require any security or guarantor to apply for a Cash loan.

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The longest loan period is 180 days.

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Full company name Green Money Tree Lending Corp.
Address 22F The World Centre, 330 Sen. Gil Puyat Avenue, Makati City
Phone number (02) 672 7853
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Editor, copywriter of the site.

User rating


2 years ago

service agent knows how to expedite my loan

they are great employs.She was a great customer service agent. I actually got her twice and she offered to stay on the line while I logged into my account to sign contract. She was helpful and assured me she had taken care of my issue. If she didn’t share helpful information, i probably would still be waiting for a response. She made she I knew how to expedite my loan. Thank you

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