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Microfinance company Cashcat was established to provide emergency financial assistance to Filipinos. Credit conditions are simplified. Cooperation with the company is carried out under the contract. The service works with well-known credit organizations that have already managed to earn a good name. A thorough analysis and deep verification of partners is carried out, because there are many fraudsters and unscrupulous players on the credit market. Cashcat offers safe, favorable credit terms, reliable protection of personal data.
Interest Rates: 45% per month
Amount of first loan: up to 10 000 PHP
Minimum loan amount: 1 000 PHP
Payment terms: The customer can receive a loan for an unlimited period, provided that payments are submitted every 7 or 14 days)
Approval time: up to 1 hour
After a preliminary approval you will get a cash loan credited to your bank card.
– Between 21 and 50 years old
– A Filipino citizen with a valid home address in Philippines
– Currently employed or self-employed, OFW/Seafarer’s Allottee or otherwise have steady income
– Have a valid mobile phone number
– Have a valid email
– Have at leas 1 Government ID
You can increase your chances to be approved for a loan by providing:
– Latest proof of billing (Meralco, water bill, cable, internet, or PLDT bills)
– Company ID
– Latest one-month payslip
– COE, ITR, DTI
Cashcat will help you solve your financial problems quickly, simply and painlessly. To get a loan, you do not have to visit banking institutions, prepare a whole list of papers. Just fill out an application for a loan online. The amount of the first loan is up to 10 000 PHP. Requirements for borrowers:
To conduct a secure transaction, you also need a bank account. Money is transferred through the DragonPay service to customers’ salary, deposit or credit cards. To get a loan, you need to prepare a minimum list of documents: 2 clear scan-copies or photo ID cards (separately and in one photo with the face of the borrower). The application also asks for information on the type of activity, contact details of the guarantor, bank account number.
The Cashcat service has significantly simplified the procedure for obtaining loans, reducing it to 3 steps. The client chooses the loan amount and repayment schedule. Return money as you please. If the debt is repaid earlier, the system recalculates the fee for using the loan. If you can’t return a loan on time, use the service of prolongation. The number of deferments is not limited. Benefits of Cashcat service:
Cashcat Company cooperates with reliable financial partners. The organization’s activities are carried out in accordance with legal regulations and requirements. Interest rate is determined individually.
Return the loan in a convenient way: by online transfer from an attached card or in cash at any 7-ELEVEN® store (you only need the loan number and money). You can repay the debt in equal payments at any time convenient for you. The extension service is available. It is relevant in those cases if it is impossible to make payment on time. Make sure that there are no arrears, because they are charged a penalty in the amount of 2% of the loan amount for each day of arrear.
The company’s head office is located in the Philippines in the Metro Manila region. Cooperation with Cashcat does not include visits to the office. Feedback is performed via email.
|Min. financing amount||₱1000|
|Max. financing amount||Up to ₱100004|
|Min. loan tenure||1 months|
|Max. loan tenure||12 months|
|Interest rate||45% - 45%|
|Approval duration||Up to 1 hours|
|TERM||1 months||2 months||3 months||4 months||12 months|
|One time setup|
|Disbursement & misc. fee||N/A|
|Early settlement||no information|
|Late payment charges||no information|
|Other penalties||no information|
1. Click Apply
2. Enter your main data
3. Select an offer from the list
4. Proceed to the detailed application
You will receive a system generated SMS advice on the status of applicationSend an application
You can get your money credited directly to your Bank account.Send an application
Yes, you can repay the loan ahead of schedule. Although there will be no deductions from your current payment, there will be other benefits such as a good credit rating and discounts for future loans.Send an application
|Full company name||CASHCAT|
CashCat seemed like a good company at first! I was originally denied due to my bank account not showing an insufficient amounts of direct deposit pay statements; sometimes the HR ADP payroll system is down therefore I would have to get a live check. However, I was able to email my paystubs to prove I do earn that certain amount. Fig loans was understanding and reconsidered their decision. Less than 1 hour I was approved! My funds was in my account the next day.
I'm a newbie so I'm giving my review as a newcomer. I applied for a 300 dollar loan which was approved right away (same day) and deposited the next day (literally). I paid the loan off early in full which was processed within one day. CashCat is very much legit. However the only thing I do not like is I reapplied which for approval takes three days. You would think since you already had a loan before which didn't even take three days to get approved... the second request would go through within 1 day but it takes longer.