BPI

BPI is a universal bank in the Philippines. It is the first bank in both the Philippines and Southeast Asia.It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization,and one of the most profitable banks in the Philippines. The bank has a network of over 900 […]

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Bank of the Philippine Islands https://upfinance.com/app/uploads/2019/08/bank-of-the-philippine-islands-bpi.jpg
6768 Ayala Avenue Makati City 0720 Philippines
(632) 818 5541 to 48, stocktransferoffice@bpi.com.ph investorrelations@bpi.com.ph sustainability@bpi.com.ph
Interest rate 0.5% - 1%
Loan tenure from 6 to 24 months
Approval duration Up to 5-12 hours
Min. monthly income

BPI is a universal bank in the Philippines. It is the first bank in both the Philippines and Southeast Asia.It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization,and one of the most profitable banks in the Philippines.

The bank has a network of over 900 branches in the Philippines, Hong Kong and Europe, and more than 3,000 ATMs and CDMs (cash deposit machines).

BPI was founded during the Spanish Colonial Era of the Philippines as the El Banco Español Filipino de Isabel II, and when founded, provided credit to the National Treasury and printed and issued the Philippine peso fuerte, a precursor to today's Philippine peso.

Leading

Jaime Augusto Zóbel de Ayala (Chairman) Cezar P. Consing (President & CEO)

Shareholders

PCD Nominee Corporation : 33.7213% Ayala Corporation: 21.8426% Ayala DBS Holdings¹: 21.3092% AC International Finance Limited: 8.6965% Archdiocese of Manila²: 8.4655% Michigan Holdings : 2.0653%[28] While Philippine Central Depository is listed a major shareholder, it is more of a trustee-nominee for all shares lodged in the PCD system rather than a single owner/shareholder.

Head Office

Deposited

Cash deposit (without a prescription through the branch)
– Account Branch Free
– Intraregion1 Free
– Interregional2 PHP 50.00 per deposit

OTC cash withdrawals for your Passbook account
– Account Branch Free
– Intraregion1 Free
– Interregional2 PHP 100.00 per withdrawal

Check collection
– Account Branch Free
– Intraregion1 PHP 100,00 for collection
– Interregional2 PHP 100.00 for collection

Monthly service charge for a fall below the required ADB4
– Maxi One with Passbook PHP 500.00
– Other peso deposit accounts PHP 300.00
– dollar savings accounts $ 5
– Savings accounts in third currency AUD 8.00

Resting monthly payment5
– Peso deposit accounts PHP 30.00
– dollar deposit accounts $ 0.60
– Savings accounts in third currency AUD 0.80

Closing fee for 1 month from opening date
– Peso deposit accounts PHP 500.00
– dollar deposit accounts $ 15
– Savings accounts in third currency

Service fee for extra withdrawal
– Jumpstart Account (4 free withdrawals per month) 6 PHP 10.00
– Platinum savings (no longer offered) PHP 50.00
– Multi-salary (no longer offered) PHP 25.00

ATM operations
– Balance inquiry at other Expressnet member banks, Megalink ATMs or Bancnet
PHP 1.50
– Withdrawal at other Expressnet member banks, Megalink ATMs or Bancnet
PHP 15.00

Foreign operations through Cirrus ATMs
– Withdrawals of $ 175 or less $ 3.50
– Withdrawals of more than 175 US dollars
2% of the withdrawn amount
– Balance Requests 1 USD
– Failures $ 0.50

Note. Some ATMs abroad charge extra for access. Tariffs are displayed on the ATM screen during the transaction.
OTC funds transfer through debit / credit memo
– Peso deposit accounts
PHP 50.00 for translation
– dollar deposit accounts 1 USD

Application for a stop order (SPO) (per check)
– peso checks PHP 200.00
– Dollar Checks $ 20

Overdraft Charge (OD)
– fee 25.2% per annum of the amount of OP
– subject to minimum PHP 26.25

Deposit in foreign currency
– U.S. DOLLAR
Php 0.10 for $ 1.00 or part thereof
– third currency
Php 0.10 for $ 1.00 or part thereof

Cash deposit (no prescription through the branch) *
– Account Branch Free
– Intraregion1 Free
– Interregional2 PHP 50.00 per deposit
OTC cash withdrawals for your Passbook account
– Account Branch Free
– Intraregion1 Free
– Interregional2 PHP 100.00 per withdrawal
Check collection *
– Account Branch Free
– Intraregion1 PHP 100,00 for collection
– Interregional2 PHP 100.00 for collection
Monthly service charge for a fall below the required ADB4
– Maxi One with Passbook PHP 500.00
– Other peso deposit accounts PHP 250.00
– dollar savings accounts $ 5

Resting monthly payment5
– Peso deposit accounts PHP 30.00
– dollar deposit accounts $ 0.60

Closing fee for 1 month from opening date
– Peso deposit accounts PHP 500.00
– dollar deposit accounts $ 15

Service fee for extra withdrawal
– Jumpstart Account (4 free withdrawals per month) 6 PHP 10.00
– Platinum savings (no longer offered) PHP 50.00
– Multi-salary (no longer offered) PHP 25.00

ATM operations
– Balance inquiry at other Expressnet member banks, Megalink ATMs or Bancnet
PHP 1.50
– Withdrawal at other Expressnet member banks, Megalink ATMs or Bancnet
PHP 15.00

Foreign operations through Cirrus ATMs
– Withdrawals of $ 175 or less $ 3.50
– Withdrawals of more than 175 US dollars
–  2% of the withdrawn amount
– Balance Requests 1 USD
– Failures $ 0.50

Note. Some ATMs abroad charge extra for access. Tariffs are displayed on the ATM screen during the transaction.
OTC funds transfer through debit / credit memo
– Peso deposit accounts
PHP 50.00 for translation
– dollar deposit accounts 1 USD

Application for a stop order (SPO) (per check)
– peso checks PHP 200.00
– Dollar Checks $ 20

Overdraft Charge (OD)
– fee  25.2% per annum of the amount of OP
– subject to minimum PHP 26.25

Deposit in foreign currency
– USD $ php 0.10 for $ 1.00 or part thereof
Dollar deals
– Deposit Returned Dollar Check $ 20

Credit Card

  • BPI Debit Mastercard
  • BPI Debit EMV Cirrus

Debet Card

With BPI Credit you get more financial flexibility. You can pay for something now or later.

You can pay in the store through all branches of BPI and online through banking channels BPI 24/7. You can receive rewards in the form of benefits or discounts, and you can enjoy them immediately or later when you want to pay them off. You can better control your finances with a separate credit line, which you can use for corporate expenses / expenses for SMEs, and one for personal needs.

You can apply for a BPI loan at all branches of BPI and online via BPI 24/7 banking channels.
With all these features, BPI Credit really gives you the opportunity to manage your expenses!

BPI Visa Business Card
Feel the best of what the world has to offer, with a map that complements your signature lifestyle. Enjoy exciting travel, global services and exclusive benefits just for you. Apply now.

BPI Family Credit Card
Your daily expenses have now become more affordable thanks to the new BPI family credit card. A no-frills credit card that will help you and your family increase cash flow. Thanks to the low interest rate and membership fee, credit card service is now easy in your pocket. Apply now.

BPI eCredit
The world’s first virtual line of credit for online shopping! Shop online confidently and easily with eCredit. Use BPI eCredit anytime you make a purchase over the Internet, then conveniently pay for your electronic purchases using the remaining BPI Mastercard accounts.

BPI Amore Visa
BPI and Ayala shopping centers offer you the ideal shopping mall – a credit card and a privilege card in one. Your BPI Amore Visa allows you to enjoy the privileges and privileges of the mall. At the same time, it allows you to receive up to 15,000 P * discounts on purchases * that you spend in your favorite stores, restaurants and establishments in Ayala shopping centers.

BPI Amore Visa Platinum
BPI and Ayala shopping centers offer you the ideal shopping mall – a credit card and a privilege card in one. Your BPI Amore Visa Platinum allows you to enjoy the privileges and privileges of a mall. At the same time, it allows you to receive up to 25,000 discounts on purchases * when you spend in your favorite stores, restaurants and establishments in Ayala shopping centers.

BPI Edge Mastercard
Expect more passion for style: combine your taste with the hottest trends with the BPI Edge Mastercard. Use your BPI Edge Mastercard and get unbelievable discounts in the most fashionable shops and cool clubs. This is your ticket to the modern lifestyle.

BPI Blue Mastercard
BPI Credit Blue Mastercard, recognized by international organizations, is your international credit card for beginners. This gives you P2 million FREE travel insurance. In addition, it allows you to withdraw cash up to 30% of your credit limit of more than 1 million Maestro / Cirrus ATMs worldwide.

BPI Gold Mastercard
BPI Credit Gold Mastercard is a card that provides the best value with great peace of mind. Cardholders who use their card to purchase tickets receive FREE travel insurance for up to 10 million PHP.

Petron – BPI Mastercard
Petron-BPI Mastercard gives you one FREE FULL TANK EACH YEAR * with a 3% discount on fuel **. This is a PHP 1.50 saving per liter of fuel! PLUS get £ 200 FREE Petrol Fuel from Petron when you receive your card!

BPI Skymiles Mastercard
BPI, in partnership with Delta Air Lines, offers two mileage cards that more adequately meet the needs of beginners and frequent travelers around the world – BPI SkyMiles Mastercard and BPI SkyMiles Platinum Mastercard. Cardholders automatically earn miles by spending them anywhere using their card. Every P45 spent brings one (1) mile of SkyMiles *. The more they shop using their BPI SkyMiles, the more miles they can earn to travel to more than 900 cities, 160 countries on 6 continents via Delta Air Lines and its SkyMiles Airline partners.

BPI Skymiles Platinum Mastercard
BPI, in partnership with Delta Air Lines, offers two mileage cards that more adequately meet the needs of beginners and frequent travelers around the world – BPI SkyMiles Mastercard and BPI SkyMiles Platinum Mastercard. Cardholders automatically earn miles by spending them anywhere using their card. Every PHP 45 spent spends one (1) mile of SkyMiles *. The more they shop using their BPI SkyMiles, the more miles they can earn to travel to more than 900 cities, 160 countries on 6 continents via Delta Air Lines and its SkyMiles Airline partners.

Contacts

Full company name Bank of the Philippine Islands
Address 6768 Ayala Avenue Makati City 0720 Philippines
Phone number (632) 818 5541 to 48
E-mail stocktransferoffice@bpi.com.ph investorrelations@bpi.com.ph sustainability@bpi.com.ph
Social networks

User rating

Reviews

3 months ago

Have a great manager

Didn't need a loan after all, just debt assistance, Mr Manager put me in the right direction.

3 months ago

The easiest Loan I have ever received.

For me, this was so simple. I was approved quickly, no excess paperwork required, and the payment was very manageable. I am already 1 year ahead on payments for this 4 year loan. Discover has great customer service every time I deal with them. I think most of the time, you just have to approach someone with kindness. (Speaking as a customer service rep of 10+ years). Will consider them again in the future for another personal loan.