Asteria

Funds are often needed at the moment when there is no free money available. The service comes to help, which includes the offers of credit institutions of the Philippines. The borrower only needs to fill out an application and consider the offers. Including the company Asteria.

About company Asteria

The head office of Asteria credit company is located in Makati. The organization has a SEC license. A feature of the work is the implementation of all procedures online. Offers 100% virtual service. The terms of the loan, the interest rate, the duration of the return is considered for each client individually. A qualified consultant gives recommendations in selecting. He works with every borrower.

There are privileged terms for providing money to regular customers. Possible early partial or full repayment. There are no additional fees and penalties. The company has long been working in the financial market of the Philippines. It is one of the leaders of fast lending. 

Salary loan

Rates:  27% per month
Minimum loan amount: 2 000 PHP
Maximum loan amount: 20 000 PHP
Payment terms: 2-3 months
Approval time: up to 24 hours

Personal loan

Rates:  27% per month
Minimum loan amount: 2 000 PHP
Maximum loan amount: 20 000 PHP
Payment terms: 2-3 months
Approval time: up to 24 hours

Borrower requirements

Eligibility: 
- At least 20 years old at the time of application but not more than 60 years old upon loan maturity
- Must be a Filipino Citizen
- Minimum gross monthly income - 15 000 PHP
Requirements:
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Photocopy of Latest Business/Mayor’s Permit
- Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)

Ways of drawing up a loan

The client should go to the home page of the company. The application form is in the section "Submit a loan application". Asteria consultants will help you to fill in the fields correctly. 

The amount is transferred to a bank account or credit card number. Personal visit to the office is not needed. All documents are processed remotely. You can withdraw the amount at an ATM, use the account for payments, transfers can be immediately made after crediting the approved amount. 

What are the benefits of the service?

Asteria is currently a convenient service for getting money online. Minimum requirements are imposed on borrowers. It is enough to specify the document of the citizen of the Philippines and the bank account number for the transfer.

All stages of loan servicing are performed online. The transactions are monitored in personal account. The data used to log in is unique and protected by the security service.

Consideration of the application is carried out within a few minutes. Additional data are requested by online consultants. 

Asteria is distinguished by favorable terms for providing fast money. Many customers often take small loans and pay off their debt ahead of time. It helps to improve the conditions of the direction of funds. Login to the lender's website is possible from a PC, tablet or smartphone. 

Reasons for choosing Asteria by customers

Asteria's reputation proves successful collaboration with private and corporate borrowers. All transactions are transparent and clear to users. The site contains instructions for submitting an application. 

The company offers the cheapest rates of online lending in the Philippines. A positive decision is made for virtually every borrower. The company considers the requests of citizens with bad credit history. A client may have several outstanding debts at once. Depending on the client’s personal credit history, the interest rate changes. The borrower decides the issue of receiving money after the preliminary stage independently. Asteria prefer to develop conditions for everyone. This often helps borrowers to solve complex financial issues. Including receiving funds after numerous refusals of other lenders. 

Five steps to get a loan

Every visitor of the site can apply online. He will need to:

1. go to the homepage;
2. select the field to fill in personal data;
3. specify the loan amount and the repayment period;
4. sign a contract;
5. get funds and start spending them.

All steps are performed online. After confirmation of the application, funds are transferred within a few hours. 

Ways to repay debt

Refunds are performed in virtual mode. For money transfers are used:

• bank cards;
• bank account;
• e-wallets;
• payment terminals.

The client can control the amount of debt himself. These data are given in your account. Debt can be repaid one-time or in equal monthly installments. The maturity date may be only 10 days. For clients it is developed in the repayment schedule in a longer period. All issues are considered individually.

Upon completion of payments, a certificate of completion of payments is provided to the client upon request. In case of problems with payments, Asteria will offer profitable refinancing programs. They will help to extend the return period and avoid fines.

There are no offline branches of the company. Its head office is located in the capital of the Philippines. The leading principle of the creditor becomes the rejection of offline offices. All service stages are conducted in virtual mode.