Asteria in the Philippines

The company is located in Makati and received a full license from the SEC. Their objective is to “provide online, hassle-free service to our new and existing customers.

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Asteria Lending Inc
"Unit 14B The World Center 330 Sen. Gil Puyat Ave. (8 808,60 km) Makati 1200"
(02) 5318 8000, Globe: 0906-349-9080, Mobile: 0998-584-5045,
Interest rate 36.75% - 40%
Loan tenure from 1 to 3 months
Approval duration Up to 24 hours
Min. monthly income1

Funds are often needed at the moment when there is no free money available. The service comes to help, which includes the offers of credit institutions of the Philippines. The borrower only needs to fill out an application and consider the offers. Including the company Asteria.

About company Asteria

The head office of Asteria credit company is located in Makati. The organization has a SEC license. A feature of the work is the implementation of all procedures online. Offers 100% virtual service. The terms of the loan, the interest rate, the duration of the return is considered for each client individually. A qualified consultant gives recommendations in selecting. He works with every borrower.
There are privileged terms for providing money to regular customers. Possible early partial or full repayment. There are no additional fees and penalties. The company has long been working in the financial market of the Philippines. It is one of the leaders of fast lending. 

Salary loan

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Interest Rates:  36,75% per month
Minimum loan amount: 2 000 PHP
Maximum loan amount: 20 000 PHP
Payment terms: 2-3 months
Approval time: up to 24 hours

Calculate loan

Personal loan

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Interest Rates:  36,75% per month
Minimum loan amount: 2 000 PHP
Maximum loan amount: 20 000 PHP
Payment terms: Up to 3 months
Approval time: up to 24 hours

Calculate loan


Loan Calculator

Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
₱ 10661.85

Borrower requirements

– At least 20 years old at the time of application but not more than 60 years old upon loan maturity
– Must be a Filipino Citizen
– Minimum gross monthly income – 15 000 PHP
– Two(2) valid IDs (Company ID, Passport, Driver’s License, SSS/GSIS)
– Proof of Billing (electricity, water, landline)
– Photocopy of Latest Business/Mayor’s Permit
– Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)

Ways of drawing up a loan

The client should go to the home page of the company. The application form is in the section “Submit a loan application”. Asteria consultants will help you to fill in the fields correctly. 

The amount is transferred to a bank account or credit card number. Personal visit to the office is not needed. All documents are processed remotely. You can withdraw the amount at an ATM, use the account for payments, transfers can be immediately made after crediting the approved amount. 

What are the benefits of the service?

Asteria is currently a convenient service for getting money online. Minimum requirements are imposed on borrowers. It is enough to specify the document of the citizen of the Philippines and the bank account number for the transfer.

All stages of loan servicing are performed online. The transactions are monitored in personal account. The data used to log in is unique and protected by the security service.

Consideration of the application is carried out within a few minutes. Additional data are requested by online consultants. 

Asteria is distinguished by favorable terms for providing fast money. Many customers often take small loans and pay off their debt ahead of time. It helps to improve the conditions of the direction of funds. Login to the lender’s website is possible from a PC, tablet or smartphone. 

Reasons for choosing Asteria by customers

Asteria’s reputation proves successful collaboration with private and corporate borrowers. All transactions are transparent and clear to users. The site contains instructions for submitting an application. 

The company offers the cheapest rates of online lending in the Philippines. A positive decision is made for virtually every borrower. The company considers the requests of citizens with bad credit history. A client may have several outstanding debts at once. Depending on the client’s personal credit history, the interest rate changes. The borrower decides the issue of receiving money after the preliminary stage independently. Asteria prefer to develop conditions for everyone. This often helps borrowers to solve complex financial issues. Including receiving funds after numerous refusals of other lenders. 

Five steps to get a loan

Every visitor of the site can apply online. He will need to:

  1. go to the homepage;
  2. select the field to fill in personal data;
  3. specify the loan amount and the repayment period;
  4. sign a contract;
  5. get funds and start spending them.

All steps are performed online. After confirmation of the application, funds are transferred within a few hours. 

Ways to repay debt

Refunds are performed in virtual mode. For money transfers are used:

  • bank cards;
  • bank account;
  • e-wallets;
  • payment terminals.

The client can control the amount of debt himself. These data are given in your account. Debt can be repaid one-time or in equal monthly installments. The maturity date may be only 10 days. For clients it is developed in the repayment schedule in a longer period. All issues are considered individually.

Upon completion of payments, a certificate of completion of payments is provided to the client upon request. In case of problems with payments, Asteria will offer profitable refinancing programs. They will help to extend the return period and avoid fines.

There are no offline branches of the company. Its head office is located in the capital of the Philippines. The leading principle of the creditor becomes the rejection of offline offices. All service stages are conducted in virtual mode. 

Product Features

Min. financing amount ₱2000
Max. financing amount Up to ₱20000
Min. loan tenure 1 months
Max. loan tenure 3 months
Interest rate 36.75% - 40%
Approval duration Up to 24 hours
Debt consolidation Yes

Example of calculating interest and loan payments

TERM 1 months 2 months 3 months 4 months 3 months
LOAN AMOUNT ₱10000 ₱10000 ₱10000 ₱10000 ₱10000
FEE 36.75% 36.75% 36.75% 36.75% 36.75%
INTEREST AMOUNT ₱306 ₱613 ₱919 ₱1225 ₱919
TOTAL REPAYMENT ₱10306 ₱10613 ₱10919 ₱11225 ₱10919

Fees & Charges

One time setup
Processing fee 10% of the loan amount
Stamp duty N/A
Disbursement & misc. fee N/A
Annual fee N/A
Other fees N/A
Early settlement no penalties
Late payment charges PHP 800
Other penalties 1% commission for late payment per day depending on the loan amount

Other Requirements

Need to open linked banked account? Yes
Other details -


For new customers, the minimum amount of a personal loan is ₱ 2000.00, and the maximum is ₱ 10000.00

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The longest loan period is 3 months.

Send an application

You need to register on our website. Then log in with your username and password and fill out our online application. After that, attach copies of documents to the application.

Send an application

Asteria will check the loan application within 24 hours. after the loan is approved, the funds will be transferred to your Bank account via Instapay

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Full company name Asteria Lending Inc
Address "Unit 14B The World Center 330 Sen. Gil Puyat Ave. (8 808,60 km) Makati 1200"
Phone number (02) 5318 8000, Globe: 0906-349-9080, Mobile: 0998-584-5045
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Editor, copywriter of the site.

User rating


1 year ago

Face Reality i love it

I don't know why people leave bad reviews for loan companies just because they get denied. I had a great experience with the woman who helped me through the application. Everything went well. I'm able to make my payments on time and am going to have my loan paid back soon. I recommend them.

1 year ago

It is life Saver

Asteria was a life saver during this period after the Harvey hurricane. Thank you for your professionalism and quick approval of my loan.

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