Allianz in the Philippines

Premier Life

Coverage: up to 100 years
Issue Age: 0 – 70 years
Plan Types:

• 1-pay, Minimum face amount 250 000 PHP
• 5-pay, 5 years, Minimum face amount 300 000 PHP
• 10-pay, 10 years, Minimum face amount 350 000 PHP
• Regular pay, pay to age 100 years, Minimum face amount 500 000 PHP

eAZy Protect

It is the convenient insurance solution of Allianz PNB Life Insurance that provides life and accident coverage with return of a portion of the total paid premiums for 10 years.
Coverage Period: 10 years
Issue Age: 18 – 50 years
Guaranteed death benefit: 1 000 000 PHP
Premium payment options: Annual, semi-annual, or quarterly
Package includes: 10-year Renewable and Convertible Term Accidental Death and Dismemberment Rider
Flexi Fund Rider

Optimal Power

Optimal Power is an insurance product linked to Allianz PNB Life that provides an insurance coverage and investment solution. Guaranteed insurance coverage of at least 125% of your premium.
Age: 0 – 70 years
Minimum premium: 100 000 PHP; 2 000 USD
Level Death Benefit: Guaranteed Acceptance available for plans starting at 250 000 Php for Optimum Gold* or 5 000 USD for Optimum Green*
Enhance your Protection:

• Add investments to your policy anytime and increase your insurance coverage through Top-up Premiums
• 2 free switches per year – reallocate funds to another type depending on your goals
• 4 free withdrawals per year – withdraw money from your policy at any time if you need cash
• Loyalty bonus based on your monthly balance for the last 5 years is recalculated and added to your fund every 5 years

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss.

AZpire Growth

AZpire Growth invests more of your money in well-managed investment funds so they grow faster so you can use them sooner
Age: 0 – 60 years
Minimum premium: 30 000 PHP; 600 USD
Level Death Benefit:

• Pocket-friendly payment terms that you control
• Ability to level-up as you like
• 4 free switches per year – reallocate funds to another type depending on your goals
• A premium for persistence – Premium bonuses are available for withdrawal after 15 years from the date of issue

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss.

Intensify!

Intensify! is an endowment at age 85 participating plan with dynamic guaranteed cash payout and insurance schedules.
Issue Age: 0 – 54 years
Dynamic Plan Offerings:

• 4-pay, Minimum face amount 150 000 PHP
• 6-pay, Minimum face amount 150 000 PHP
• 8-pay, Minimum face amount 200 000 PHP
• 10-pay, Minimum face amount 200 000 PHP

Guaranteed Cash Payouts:

• At the end of the 10th year, receive 10% of face amount
• Subsequent guaranteed cash payouts increase by 1% of face amount every 3 years up to the end of the 25th policy year (11% on Yr 13, 12% on Yr 16, 13% on Yr 19, 14% on Yr 22 and 15% on Yr 25)
• Level guaranteed cash payouts of 15% of the face amount paid at the end of every year, from the 26th to the 30th policy years
• A maturity benefit of 110% of the face amount at age 85 for a total payout of 260% of the face amount

Maximal Power

It is a single pay, unit-linked life insurance product offered by Allianz PNB Life that maximizes your investments by putting it into expertly managed funds while providing superior lifetime insurance protection of at least 130% of the Single Premium you paid.
Age: 0 – 70 years
Minimum premium: 500 000 PHP; 10 000 USD
Level Death Benefit: Guaranteed Acceptance available for plans starting at 500 000 Php for Optimum Gold* or 10 000 USD for Optimum Green*
Enhance your Protection:

• Manage your portfolio by reallocating your funds to another type depending on your new investment goals. Exercise control over your funds by switching them, subject to minimal charges
• Take charge and withdraw from your policy anytime if you need cash for a more important purpose, subject to applicable charges
• Receive a loyalty bonus every 5 years as long as your policy remains inforce

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss.