ACDI Multipurpose Cooperative in the Philippines

Our Cooperative is duly registered with the Cooperative Development Authority (CDA), the regulatory agency of the Government of the Republic of the Philippines over matters concerning the development of cooperatives in the country. Membership The common bond of membership in this Cooperative is institutional and shall be open to all Filipino citizens who are of […]

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ACDI Multipurpose Cooperative https://upfinance.com/app/uploads/2020/06/acdimpc.png
BGen Felix T Pestana (Ret) Bldg. Block 2 Lot 15, Diego Silang, Taguig, 1630 Kalakhang Maynila
+63 (02) 843 2234 Telefax: +63 (02) 887 2164, helpdesk@acdicoop.com
Interest rate 15% - 3%
Loan tenure from 3 to 120 months
Approval duration Up to 120 hours
Min. monthly income1

Our Cooperative is duly registered with the Cooperative Development Authority (CDA), the regulatory agency of the Government of the Republic of the Philippines over matters concerning the development of cooperatives in the country.
Membership
The common bond of membership in this Cooperative is institutional and shall be open to all Filipino citizens who are of legal age, with capacity to contract or heads of the families and officers, enlisted personnel and regular civilian employees and pensioners of the Armed Forces of the Philippines and Philippine Coast Guard; regular employees of the ACDI MPC, permanent employees of domestic aviation companies; others, as determined, on a case to case basis, by the Board of Directors and are residing or working within the area of operation as provided in Article III of the Articles of Cooperation.

Credit

Consumption loan/ Car loan

Interest rates: From 1.5% per month
Minimum loan amount: 10 000 PHP
Maximum loan amount: 1 000 000 PHP
Payment terms: 12 – 60 months
Insurance Coverage: Loan Insurance and Death Benefit
Payment Scheme: Automatic Salary or Pension Deduction

Calculate loan

Livelihood loan/ Real Estate loan

Interest rates: From 2.0% per month
Minimum loan amount: 50 000 PHP
Maximum loan amount: 5 000 000 PHP
Payment terms: 12 – 120 months
Collateral: No collateral if mode of payment is automatic salary or pension deduction
Payment Scheme: Automatic Salary or Pension Deduction

Calculate loan

 

Loan Calculator

%
Monthly payment
₱ 888.49
Total overpayment
₱ 661.85
Total
₱ 10661.85

Borrower requirements

Who can avail:
PAF, PN/M, PA Officers and Enlisted Personnel
Philippine Coast Guard
Retirees and Pensioners/Beneficiary Pensioners
Reservist
Regular AFP Civilian Personnel.

FOR PHILIPPINE AIRFORCE PERSONNEL AND REGULAR CIVILIAN EMPLOYEES:
Latest Pay Slip
AFP Military ID/CE ID (Not Expired)
Provost Marshall / IG Clearance duly signed by Designated Officer
Willingness to re-enlist/Re-enlistment Order for Enlisted Personnel (if reenlistment order is not enough to cover the term of loan applied)
ETAD/Appointment Order/ Security of Tenure Certificate if Military Officer
Appointment Order / Job Grade Order for CE (photocopy)
Authorization for Payroll Deduction (original copy ; Signed by Finance Officer)
SBL Form/ FILVO
Spouse Consent / Certificate of Singleness, whichever is applicable
Spouse ID with signature

FOR PHILIPPINE NAVY/MARINES PERSONNEL & REGULAR CIVILIAN EMPLOYEES:
Latest Pay Slip (2 months original copy)
AFP Military ID/ CE ID (not expired)
Certificate of Non-pending Case from Provost Marshall/ IG Clearance duly signed by the Designated Officer)
Willingness to Re-enlist for Enlisted Personnel (original copy; if reenlistment order is not enough to cover the term of loan applied)
Re-enlistment Order if Enlisted Personnel (original copy)
ETAD/ Appointment Order/ Security of Tenure Certificate if Military Officer
Appointment Order/ Job Grade Order for CE (photocopy)
SBL Form with LES Loan Application ID & PIN# (signed by Finance Officer)

FOR PHILIPPINE ARMY PERSONNEL AND REGULAR CIVILIAN EMPLOYEES:
Latest Pay Slip (original copy; 2months; duly signed by the Authorized Finance Officer)
AFP Military ID/CE (not expired)
Discipline Law & Order (DLO) issued by Division/ HPA or Non-pending case issued by Division/Battalion Adjutant, whichever is applicable to respective FSFO
Re-enlistment Order for Enlisted Personnel (if reenlistment order is not enough to cover the term of loan applied)
ETAD/ Appointment Order / Security of Tenure Certificate if Military Officer
Appointment Order/ Job Grade Order for CE (photocopy)
Willingness to Re-enlist, if Enlisted Personnel(original copy)

FOR GHQ TECHNICAL SERVICE AND REGULAR EMPLOYEES:
Latest Pay Slip (original copy; 3 months; duly signed by Finance Center)
AFP Military ID/CE ID (not expired)
Certificate of Non-pending Case from Provost Marshall / IG Clearance duly signed by Designated Officer)
Appointment Order / Job Grade Order for CE (photocopy)
ETAD/ Appointment Order / Security of Tenure Certificate, if Military Officers

FOR AFP PRIMARY AND BENEFICIARY PENSIONERS:
AFP Pensioner/ Beneficiary ID (not expired)
Retirement Order
Posthumous Order (if Beneficiary Pensioner)
JAGO Declaration, (Beneficiaries Pensioner)
For Spouse Beneficiary- CENOMAR #5 (original copy)
Birth Certificate
Deed of Undertaking (if Beneficiary Pensioner)

FOR PCG PRIMARY AND BENEFICIARY PENSIONERS:
Pensioner ID (not expired)
Certification of Pension (from PCG Finance Center)
Disclosure Statement on Loan/Credit Transaction (DSLCT)
Retirement Order
Declaration of Beneficiary (if Beneficiary Pensioner)

FOR PCG ACTIVE AND REGULAR CIVILIAN EMPLOYEES:
Latest Pay Slip (2 months)
PCG ID/CE (not expired)
Disclosure Statement on Loan/Credit Transaction (DSLCT)
Certificate of Non-Pending Case from Coast Guard Internal Affair Service (CGIAS)
Re-enlistment Order, if Enlisted Personnel
Appointment Order / Job Grade Order for CE (photocopy)

Contacts

Full company name ACDI Multipurpose Cooperative
Address BGen Felix T Pestana (Ret) Bldg. Block 2 Lot 15, Diego Silang, Taguig, 1630 Kalakhang Maynila
Phone number +63 (02) 843 2234 Telefax: +63 (02) 887 2164
E-mail helpdesk@acdicoop.com
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