The online service 24pera.com helps to get loans online with the probability of approval of the application 97%. You can submit an application at any time of the day by filling out a form on the website indicating your personal information. The company is headquartered in Manila, Philippines. The company works with individuals, issuing loans in cash or transferring them to a card or bank account. The organization has several dozen offices throughout the country.
Rates: 17% - 30% per month
Minimum loan amount: 1 000 PHP
Maximum loan amount: 100 000 PHP
Payment terms: 2 -12 months
Approval time: 2 hours
- Age over 18 years old
- For Filipino citizen
- Valid Government ID
The borrower's application is processed within 10 minutes. The maximum loan amount is 100 000 pesos. Applications are approved regardless of the client’s credit history. The loan repayment period varies from 61 to 365 days. The client is informed about the positive decision via SMS messages. Money is given to citizens aged 18 and over with a Philippine ID card. To apply you need to fill out a form on the site. Money is transferred in one of the following ways:
You can get money by visiting one of the offices of a credit institution in the Philippines. To get money you need to specify the purpose of lending.
Service stands out with a number of benefits:
It is possible to extend the maturity without commission when paying interest, promptly notifying the manager until the last day. Zero interest rate will be available if the borrower repays the loan without arrear.
You should choose this service for several reasons:
A credit organization has a large number of offices in the largest cities of the Philippines. There are offices in all districts, including the main national highways and large commercial centers. To take a loan is enough to submit one document. You do not need to confirm income, as well as provide additional certificates. The overpayment on the loan is 365% per year, but this is not the final rate, since it can be reduced after personal communication with the client. It is recommended to receive money on the card, as this significantly reduces the interest rate.
To get a loan, you need to use an online calculator and specify main loan parameters:
The service will automatically calculate the amount of the overpayment on the loan, ensuring the maximum information content for the client. The user remains to specify the e-mail address, contact phone number and name, agreeing to the terms of the contract. By clicking on the button “Apply Now”, the borrower will be redirected to the page with the questionnaire, which indicates the main information to be processed by the service to make a decision on granting a loan:
Having specified the main information, the borrower is redirected to the second page of the questionnaire, in which information is entered:
A completed application form is sent for processing, and the borrower receives a response within 10 minutes.
Attention! If the application is not approved, then a retry is possible only after 30 days. However, this does not prohibit trying to get a loan in one of the company’s offices.
You can repay a loan with a credit card using your personal account on the service website. The user needs to log in and select the appropriate operation, specifying the data of the payment instrument. You need to wait for confirmation of the fact of payment, what happens after the change of status.
Attention! If you do not plan to repay the loan at the moment due to insufficient funds, the client can immediately extend the term by paying overdue interest.
Repayment through bank transfer is also possible from the user's personal account. It is necessary to use the password specified during the first registration of the loan and the phone number. Select the section "bank account" and specify the details of the transfer. The payment procedure is automatic.
In order to repay the loan in cash, you need to come to one of the offices, after having printed a payment order on the site page.
|Manila||Calabarzon||8:00 – 21:00|
|Kalukan||Third district||9:00 – 21:00|
|Montalban||Calabrazon||8:30 – 21:30|
|Mandaluyong||Second district||8:00 – 21:00|
|Manila||First district||9:00 – 21:00|
|Las Pinas||Fourth district||8:00 – 21:00|
|Binyan||Calabrazon||8:00 – 21:00|
|Min. financing amount||₱1000|
|Max. financing amount||Up to ₱100000|
|Min. loan tenure||2 months|
|Max. loan tenure||12 months|
|Interest rate||17% - 30%|
|Approval duration||Up to 2 hours|
|TERM||2 months||3 months||4 months||5 months||12 months|
|One time setup|
|Disbursement & misc. fee||N/A|
|Early settlement||0.1%, consumer credit 0.03%|
|Late payment charges||10%|
|Other penalties||no information|
|Age requirement||from 18 years old|
|Employment eligibility||The Philippines citizens, valid ID, bank account, good credit history|
|Min. salary requirement||₱10000 gross per month|
|Guarantor / Collateral requirement||No|
|Need to open linked banked account?||Yes|
|Full company name||24 Pera Corporation|
|Address||52 Bayani Road, Fort Bonifacio Taguig City, Metro Manila, Philippines 1230|
|Phone number||(02) 303 2424|
it is from payment was amazing I felt assured and he was very informative on the process of my loan and very knowledgeable in regards to credit reporting, and put a peace of mind to my situation.. please acknowledge his excellence with my review